12615 OLD DADE CITY ROAD, KATHLEEN, FL, 33849
Active20 days on marketListed Jul 17, 2026MLS #L4963360
Come see it
Upcoming open house
Sat, Aug 8
11:00 AM – 1:00 PM
About this home
12615 OLD DADE CITY ROAD
Welcome to your private slice of country paradise! Built in 2024, this beautifully maintained 4-bedroom, 3-bathroom home with a dedicated office/den offers 2,128 square feet of thoughtfully designed living space on an expansive 1.71-acre lot in desirable North Lakeland. With no HOA, you’ll enjoy the freedom to bring your RV, boat, ATV, trailer, or recreational equipment. Step inside to an inviting open-concept floor plan featuring a desirable split-bedroom layout that provides comfort and privacy. At the heart of the home is a spacious kitchen showcasing modern cabinetry, stainless steel appliances, a large island with breakfast bar seating, and a walk-in pantry The generous primary suite offers a relaxing retreat with a luxurious en-suite bathroom featuring split dual vanities, a walk-in shower, and a soaking tub. Three additional bedrooms, two full guest bathrooms, and a versatile office/den provide plenty of space for family, guests, hobbies, or working from home. Step outside to enjoy the peaceful country setting from the covered back patio or cool off in the above-ground pool. The spacious property offers plenty of room for gardening, animals, outdoor recreation, and entertaining. An impressive 18' x 25' detached garage and separate 12' x 25' carport provide exceptional storage for vehicles, boats, equipment, or workshop needs. Located in peaceful North Lakeland, this move-in-ready property offers the tranquility of country living while remaining conveniently located near shopping, dining, schools, and major roadways. Whether you’re looking for room for the whole family, space for your recreational vehicles, or a serene retreat with modern comforts, this exceptional Polk County property offers more than just a home—it offers a lifestyle. Great financing opportunity! This home is eligible for USDA financing, offering qualified buyers the opportunity to purchase with no down payment required. Call to schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,128
Sqft
1.71 ac
Lot size
1
Garage
2024
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,960 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,960/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Kathleen
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kathleen. See the full Kathleen guide →
KATHLEEN 33849 — neighborhood snapshot
Population
736
Median age
50
Median income
$69,911
Median home value
$281,200
Avg household
3.27
Households w/ children
92%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kathleen market
$395K → $339K
Kathleen median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Kathleen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2939% above the KATHLEEN 33849 median. See the full Kathleen market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12615 OLD DADE CITY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12615 OLD DADE CITY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12615 OLD DADE CITY ROAD FAQs
What would the monthly payment be for 12615 OLD DADE CITY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12615 OLD DADE CITY ROAD?+
The most recent tax bill on record (2025) was $4,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12615 OLD DADE CITY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kathleen?+
At $379,900, this home is listed about 22% below the Kathleen median of $489,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12615 OLD DADE CITY ROAD?+
Socrum Elementary School (elementary), Kathleen Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,900 runs 2939% above the KATHLEEN 33849 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $389,000, now $379,900 — a $9K cut. The full history is in the market section below.
Listing courtesy of DALTON WADE INC · Sheri Snyder. MLS #L4963360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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