17432 SHIRLEY AVENUE, PORT CHARLOTTE, FL, 33948
Active41 days on marketListed Jul 4, 2026MLS #L4963267
About this home
17432 SHIRLEY AVENUE
Beautifully maintained 3/2 home offers a blend of modern comfort, coastal charm and outdoor living. The open concept layout features a contemporary kitchen w/stainless steel appliances and large island seating. The living area provides an airy feel with light wood floors and electric fireplace, ideal for relaxing or entertaining. The serene primary bedroom showcases a tray ceiling, abundant natural light, and ensuite. Additional living spaces include 2 bright bedrooms and laundry room. Enjoy peace of mind with hurricane windows & doors throughout the home and 2022 roof. Outside, the property shines with multiple lifestyle zones. A screened patio overlooks a beautifully landscaped yard with concrete curbing. The driveway, garage and patio feature durable epoxy-coated surface, offering a clean polished look. The backyard includes a shaded above ground pool set on artificial turf, 12-inch footers around the patio. Practicality meets convenience with metal storage structures, including a 14x40 RV carport and a 12x24 separate shed plus area for trailers and/or watercraft equipment. An aerial view highlights the home’s double lot and vinyl fencing surrounding the property offers privacy and security, plus the option of additional access through a rear gate. The well-organized outdoor space makes this an exceptional property for both everyday living and weekend enjoyment. Call today to make this your future home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,692
Sqft
0.46 ac
Lot size
2
Garage
2022
Year built
One
Levels
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,186 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,186/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.2%
$/sqft vs Port Charlotte actives
$369 vs $208
Days on market
41 vs 59 typical
Where $369/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
197 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1983% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 17432 SHIRLEY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$305,000
2788 CABARET STREET · same community
3 bd · 2 ba · 1,691 sqft · $180/sqft · 3 DOM
Sold · May ’26$379,900
2426 COMO STREET · same community
3 bd · 2 ba · 1,637 sqft · $232/sqft · 9 DOM
Sold · Apr ’26$255,000
17457 CLOVER AVENUE · same community
3 bd · 2 ba · 1,776 sqft · $144/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17432 SHIRLEY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17432 SHIRLEY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17432 SHIRLEY AVENUE FAQs
What would the monthly payment be for 17432 SHIRLEY AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,186/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17432 SHIRLEY AVENUE?+
The most recent tax bill on record (2025) was $5,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $625,000, this home is listed about 89% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 17432 SHIRLEY AVENUE?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 1983% above the PORT CHARLOTTE 33948 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $650,000, now $625,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 WATSON & MYERS REALTY · Carla Miro. MLS #L4963267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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