545 E HAINES BOULEVARD, LAKE ALFRED, FL, 33850
Active15 days on marketListed Jul 10, 2026MLS #L4963262
About this home
545 E HAINES BOULEVARD
Old-school charm + modern peace of mind. Every major system is already taken care of, featuring a brand-new roof (2020), all-new A/C units, updated electrical, and brand-new stainless steel appliances, and fresh exterior paint in 2025 The main floor includes a sweeping wrap-around front porch, separate formal living and dining areas, soaring high ceilings, French doors, and a double-sided fireplace. The massive open kitchen serves as the heart of the home, fully equipped with a large central island, granite countertops, and ample storage space. The layout offers four bedrooms and 2.5 bathrooms. The sprawling master suite includes a private en suite, a large walk-in closet, and an attached bonus room perfect for a home office or a nursery. A dedicated indoor laundry room adds extra daily convenience. Outside, the property sits on a rare, fully fenced 1-acre yard shaded by absolutely gorgeous trees. Location is a major bonus here, as you are just a few minutes' walk from neighborhood parks, beautiful local lakes, and the public boat ramp on Lake Haines for easy days on the water. This property combines a great lake-life location with completely updated living.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,404
Sqft
0.97 ac
Lot size
1915
Year built
Two
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Alfred actives
$140 vs $192
Days on market
15 vs 61 typical
Where $140/sqft sits among the 106 Lake Alfred actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
LAKE ALFRED 33850 — neighborhood snapshot
Population
9,825
Median age
43.5
Median income
$53,877
Median home value
$215,700
Avg household
2.49
Households w/ children
1,055
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$320K → $349K
Lake Alfred median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
45 of 106
Lake Alfred actives have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 545 E HAINES BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$415,000
1200 LUCERNE LOOP
3 bd · 3 ba · 2,874 sqft · $144/sqft · 166 DOM
Sold · Jul ’25$330,000
627 LUCERNE BOULEVARD
5 bd · 3 ba · 2,595 sqft · $127/sqft · 188 DOM
Sold · Jan ’26$410,455
1369 MELROSE STREET
4 bd · 3 ba · 2,500 sqft · $164/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 545 E HAINES BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 545 E HAINES BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
545 E HAINES BOULEVARD FAQs
What would the monthly payment be for 545 E HAINES BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 545 E HAINES BOULEVARD?+
The most recent tax bill on record (2025) was $4,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Alfred?+
At $475,000, this home is listed about 42% above the Lake Alfred median of $334,995. The market section on this page shows how the area is trending.
Which schools are assigned to 545 E HAINES BOULEVARD?+
Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Jennifer Kiel. MLS #L4963262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake Alfred homes, in your inbox
Like 545 E HAINES BOULEVARD but not quite? A daily digest of every new listing in Lake Alfred — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →