David Ramirez
$370,0004 bd2 ba1,940 sqft$191 /sqft$2,670 /mo all-in ↓

1660 E MAIN STREET, BARTOW, FL, 33830

Active9 days on marketListed Jul 10, 2026MLS #L4963194

Single Family ResidenceCOUNTRY CLUB ADD

Come see it

Upcoming open house

Sat, Jul 25

1:00 PM – 4:00 PM

About this home

1660 E MAIN STREET

Located in the desirable BARTOW HISTORIC AREA, this beautifully updated 4-bedroom, 2-bathroom home blends timeless character with modern comfort in a prime Central Florida location. With NO HOA, a 2023 roof, and an 8-month-old water heater, this property offers peace of mind along with exceptional curb appeal. The inviting front porch and fenced front yard create a warm welcome, while the home’s distinctive architecture and mature surroundings add to its historic charm. The primary bedroom is located on the main floor, serving as a private retreat with a fireplace, walk-in corner shower, and his-and-her vanity in the en-suite bathroom. The living room, kitchen, and additional bedrooms are located on the second floor, providing a spacious and functional layout for everyday living. The living room is filled with natural light from OVERSIZED WINDOWS, creating a bright and airy atmosphere. The huge island kitchen is designed for both everyday living and entertaining, offering a dinette area, closet pantry, granite countertops, rich wood cabinetry, stainless steel appliances, and ample counter space. One of the secondary bedrooms features carpet flooring, adding comfort and flexibility for family, guests, or a home office. Additional conveniences include an inside laundry room and a 2-car garage. Enjoy pretty views of the golf course directly across the street from the front porch, and relax in the screened lanai, which provides access to the fully fenced yard, perfect for outdoor enjoyment and privacy. The spacious yard offers excellent potential for a future garden, play area, outdoor entertaining space, or additional landscaping, allowing buyers to customize the outdoor area to fit their lifestyle. Ideally situated near DOWNTOWN BARTOW, this home offers convenient access to local shops, dining, parks, schools, and community events while still providing a peaceful residential setting. With its blend of historic charm, modern updates, scenic views, and versatile outdoor space, this property presents a unique opportunity to own a beautifully maintained home in one of Bartow’s most sought-after areas.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,940

Sqft

0.43 ac

Lot size

2

Garage

1930

Year built

Two

Levels

$191

Per sqft

FireplaceGolf Course & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewGolf Course · Trees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorLighting · Sidewalk

Community & fees

Taxes (2025)$2,016/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,670 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$168
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,670/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$168
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$327KedgeAI estimate $381,558 · range $341K$398K$414K

vs edgeAI estimate

−3%

$/sqft vs COUNTRY CLUB ADD

$191 vs $339

Days on market

9 vs 42 typical

Where $191/sqft sits among the 6 homes for sale in COUNTRY CLUB ADD

2 · this home
0
1
1
0
2
$191–233$233–275$275–317$317–359$359–401$401+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 1660 E MAIN STREET

Drive times from this address

Downtown Tampa57 min
Walt Disney World62 min
Tampa Int’l Airport (TPA)71 min
Orlando Int’l Airport (MCO)73 min

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

3 of 6

COUNTRY CLUB ADD have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $370,000 · 9 days on market since
1930Built · COUNTRY CLUB ADD

Reality check

What actually sold near 1660 E MAIN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

215 EDGEWOOD DRIVESold · Mar ’26

$318,000

215 EDGEWOOD DRIVE · same community

3 bd · 2 ba · 1,895 sqft · $168/sqft · 162 DOM

1429 YATES STREETSold · Feb ’26

$542,300

1429 YATES STREET · same community

4 bd · 2 ba · 1,893 sqft · $286/sqft · 76 DOM

1175 JACKSON ROADSold · Jun ’26

$1,039,000

1175 JACKSON ROAD · same community

4 bd · 2 ba · 2,000 sqft · $520/sqft · 197 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1660 E MAIN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1660 E MAIN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1660 E MAIN STREET FAQs

What would the monthly payment be for 1660 E MAIN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,670/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1660 E MAIN STREET?+

The most recent tax bill on record (2025) was $2,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1660 E MAIN STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bartow?+

At $370,000, this home is listed about 14% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1660 E MAIN STREET?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4963194.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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