
3911 GEARY TERRACE, NORTH PORT, FL, 34288
Active42 days on marketListed Jun 27, 2026MLS #L4963116
About this home
3911 GEARY TERRACE
Motivated Seller! NO FLOOD ZONE!.NO HOA! Newly Painted Exterior and some interior with New Roof in 2024. Quiet, rural feeling as This area is Surrounded by mature trees offering lots of shade, especially in the back yard. The area provides plenty of places to dine ,enjoy outdoor entertainment as well as boating,golf, pickleball.. A Previously screened porch with window AC that can be used an office, guests room, exercise room or game room which also adds 200 sf to SF of living area. Living room is open to dining area and kitchen. Kitchen has a raised bar for eating and serving into dining area. Split Plan. Master Bedroom has a bath with shower and walk in closet. Inside laundry with washer/dryer remaining with purchase of home. 2 car garage .Open back yard with plenty of room to add a pool or outdoor entertaining. Water is supplied by well. Septic Tank for sewage. Shutters, Windows and Garage Door are hurricane ready. Water Heater appox. 6 Yrs Old. Appliances are approx. 3 yrs old. The Washer/Dryer are 2024. The Ac was last serviced within the past 4 months. This home is located just off of Veterans Highway so close to Home Depot, Walmart, Kohls, Restaurants, medical, car washes and much more. Less than an hour to Punta Gorda Airport. Only an hour or so to Sarasota, Ft Myers(Airports)Englewood ,Venice, Placida, Boca Grand beaches. Close and convenient access to I-75. Call to schedule showing. Easy to show.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,372
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs PORT CHARLOTTE SUB 22
$203 vs $206
Days on market
42 vs 53 typical
Where $203/sqft sits among the 15 homes for sale in PORT CHARLOTTE SUB 22
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Atwater
Get to know North Port. See the full North Port guide →
Atwater — neighborhood snapshot
Population
3,462
Median age
41
Median income
$70,807
Median home value
$285,218
Avg household
3
Households w/ children
417
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
9 of 15
PORT CHARLOTTE SUB 22 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1016% above the NORTH PORT 34288 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 3911 GEARY TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$210,000
4900 HURLEY AVENUE · same community
3 bd · 2 ba · 1,352 sqft · $155/sqft · 72 DOM
Sold · Aug ’25$274,000
4831 HILLMAN TERRACE · same community
3 bd · 2 ba · 1,274 sqft · $215/sqft · 38 DOM
Sold · Jul ’26$275,000
4343 KILLDEER TERRACE · same community
3 bd · 2 ba · 1,261 sqft · $218/sqft · 456 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3911 GEARY TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3911 GEARY TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3911 GEARY TERRACE FAQs
What would the monthly payment be for 3911 GEARY TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,167/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3911 GEARY TERRACE?+
The most recent tax bill on record (2025) was $2,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $279,000, this home is listed about 17% below the North Port median of $334,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3911 GEARY TERRACE?+
Atwater Elementary (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Marcia Peacock. MLS #L4963116.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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