26 BUCK CIRCLE, HAINES CITY, FL, 33844
Active21 days on marketListed Jul 13, 2026MLS #L4963025
About this home
26 BUCK CIRCLE
Welcome to this beautifully updated 2-bedroom, 2-bath villa offering a desirable split-bedroom floor plan, an attached 1-car garage, and a private enclosed lanai overlooking peaceful garden views. Nestled within the sought-after Villas of Sun Air community, this home combines stylish updates, low-maintenance living, and exceptional value. A charming screened front porch welcomes you inside, where you're greeted by a bright, inviting interior featuring warm wood-look laminate flooring, fresh interior paint, and an open-concept layout designed for both everyday living and entertaining. The thoughtfully renovated kitchen is both elegant and functional, showcasing Corian countertops, illuminated glass-front cabinetry, recessed and pendant lighting, abundant storage, and a full suite of Maytag appliances. Conveniently located just off the kitchen, the attached garage provides direct access and includes a utility sink along with a stackable washer and dryer. The spacious living room is enhanced by triple stacked sliding glass doors that seamlessly open to the enclosed, covered lanai, creating an effortless indoor-outdoor living experience. Whether you're enjoying your morning coffee, entertaining guests, or simply unwinding while overlooking the tranquil garden views, this peaceful retreat offers the perfect extension of your living space. The split-bedroom floor plan provides privacy for both owners and guests. The generous primary suite features private access to the lanai and a beautifully remodeled en-suite bathroom complete with dual vanities, a frameless walk-in shower, updated tile, modern fixtures, and tasteful finishes that create a spa-like retreat. A spacious guest bedroom and adjacent full bath offer comfortable accommodations for family and visitors alike. Numerous improvements have already been completed for added peace of mind, including a new roof (2023), updated windows, hot water heater, kitchen cabinetry with interior lighting, Corian countertops, updated appliances, modern light fixtures, ceiling fans, updated bathroom cabinetry and vanities, refreshed shower tile, a frameless shower enclosure, plumbing fixtures, and fresh interior paint. Enjoy maintenance-friendly living with an exceptionally low HOA of just **$185 per month**, covering lawn maintenance, exterior painting, driveway pressure washing and painting, and T1-11 siding replacement—providing outstanding value while helping keep the community beautifully maintained. Perfectly blending comfort, thoughtful updates, and easy Florida living, this move-in-ready villa offers the lifestyle you've been searching for. From relaxing on your private lanai to enjoying the convenience of a low-maintenance community, every detail has been designed to make you feel right at home. Schedule your private showing today and experience everything this exceptional villa has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,230
Sqft
0.05 ac
Lot size
1
Garage
1988
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,969 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,969/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Haines City actives
$183 vs $172
Days on market
21 vs 36 typical
Where $183/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$311K → $320K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
178 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 26 BUCK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$195,000
30 BUCK CIRCLE · same community
2 bd · 2 ba · 1,230 sqft · $159/sqft · 436 DOM
Sold · May ’26$246,000
9098 LAKE HATCHINEHA ROAD
2 bd · 2 ba · 1,204 sqft · $204/sqft · 34 DOM
Sold · Jun ’26$136,000
7139 ALAMANDA BOULEVARD W
2 bd · 2 ba · 1,192 sqft · $114/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 26 BUCK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26 BUCK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
26 BUCK CIRCLE FAQs
What would the monthly payment be for 26 BUCK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,969/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 26 BUCK CIRCLE?+
The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 26 BUCK CIRCLE?+
The most recent tax bill on record (2025) was $2,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 26 BUCK CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $225,000, this home is listed about 29% below the Haines City median of $314,900. The market section on this page shows how the area is trending.
Which schools are assigned to 26 BUCK CIRCLE?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Amanda Wright. MLS #L4963025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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