David Ramirez

210 SPRING AZURE DRIVE, LAKE ALFRED, FL, 33850

Active12 days on marketListed Jul 16, 2026MLS #L4962916

Priced 66% below the LAKE ALFRED 33850 medianWATER RIDGE SUB

About this home

210 SPRING AZURE DRIVE

Build your dream home on this cleared homesite featuring panoramic views of beautiful Lake Alfred. Located in the wonderful gated community of Water Ridge, this cul-de-sac lot offers exceptional privacy with no rear neighbors. Custom building plan may also be available. Water Ridge residents enjoy an impressive selection of resort-style amenities, including three community pools, lighted tennis and pickleball courts, a clubhouse, a newly renovated fitness center, sauna, boat storage, two private boat ramps, a fishing pier, and much more! Don't miss this opportunity to build your custom lake-view home in one of Central Florida's most desirable waterfront communities.

Facts & features

The home at a glance

0.18 ac

Lot size

Water viewPets allowed

Inside

Outside & construction

ViewWater

Community & fees

HOA fee$168/mo
Taxes (2025)$1,439/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Private Boat Ramp · Fitness Center · Gated Community - No Guard · Golf Carts OK · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,138 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$642
FHA mortgage insurance (est.)$48
Property tax — 2025 actual bill$120
HOA fee — from the listing$168
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,815
Interest rate6.00%
Loan term

Estimated payment

$1,138/mo

Principal & interest$642
FHA mortgage insurance (est.)$48
Property taxes (actual bill)$120
HOA / condo fee$168
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Water Ridge

Map of 210 SPRING AZURE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World42 min
Universal Orlando52 min
Downtown Orlando58 min
Orlando Int’l Airport (MCO)63 min
Downtown Tampa63 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Alfred. See the full Lake Alfred guide →

Water Ridge — neighborhood snapshot

Population

256

Median age

46

Median income

$66,839

Median home value

$255,481

Avg household

3

Households w/ children

24%

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryLake Alfred Elementary School★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Alfred market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$320K$349K

Lake Alfred median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $109,000 · 12 days on market since

Reality check

What actually sold near 210 SPRING AZURE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

214 SPRING AZURE DRIVESold · Dec ’25

$540,000

214 SPRING AZURE DRIVE · same community

4 bd · 2.5 ba · 1,934 sqft · $279/sqft · 97 DOM

400 ADAMS VIEW LANESold · Mar ’26

$500,000

400 ADAMS VIEW LANE · same community

3 bd · 2 ba · 2,046 sqft · $244/sqft · 67 DOM

537 POND CYPRESS COURTSold · Sep ’25

$450,000

537 POND CYPRESS COURT · same community

3 bd · 2 ba · 2,267 sqft · $199/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 210 SPRING AZURE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 210 SPRING AZURE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

210 SPRING AZURE DRIVE FAQs

What would the monthly payment be for 210 SPRING AZURE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,138/mo — principal and interest, the actual property-tax bill, the $168/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 210 SPRING AZURE DRIVE?+

The association fee works out to $168 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 210 SPRING AZURE DRIVE?+

The most recent tax bill on record (2025) was $1,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 210 SPRING AZURE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Alfred?+

At $109,000, this home is listed about 67% below the Lake Alfred median of $334,995. The market section on this page shows how the area is trending.

Which schools are assigned to 210 SPRING AZURE DRIVE?+

Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY/P B · Mark Loewenberg. MLS #L4962916.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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