21 RIDGE ROAD, FROSTPROOF, FL, 33843
Active22 days on marketListed Jul 3, 2026MLS #L4962894
About this home
21 RIDGE ROAD
Welcome Home to 21 Ridge Rd, Frostproof, Florida—a rare opportunity to own a beautifully maintained property offering privacy, space, and modern upgrades on more than 5 acres of high and dry land. This inviting home showcases quality improvements throughout, from upgraded crown molding to baseboards, and everything in-between. The kitchen is equipped with all-new appliances, providing both style and functionality for everyday living and entertaining. Outside, you'll find over 5 acres of meticulously manicured, usable land with plenty of room for horses, recreational vehicles, gardening, additional buildings, or simply enjoying the peaceful Central Florida lifestyle. The dry acreage offers flexibility and peace of mind while creating a picturesque setting surrounded by natural beauty.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,064
Sqft
5.18 ac
Lot size
1988
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,057 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Frostproof actives
$253 vs $200
Days on market
22 vs 48 typical
Where $253/sqft sits among the 56 Frostproof actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Ridge Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
Sand Ridge Estates — neighborhood snapshot
Population
138
Median age
38
Median income
$98,864
Median home value
$133,700
Avg household
3
Households w/ children
23%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $245K
Frostproof median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
26 of 56
Frostproof actives have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 449% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$245,000
33 RIDGE ROAD · same community
3 bd · 2 ba · 1,296 sqft · $189/sqft · 3 DOM
Sold · Aug ’25$270,000
250 QUAIL RUN · same community
4 bd · 2 ba · 2,052 sqft · $132/sqft · 71 DOM
Sold · Dec ’25$375,000
8955 RHODEN LOOP ROAD W
3 bd · 2 ba · 1,266 sqft · $296/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21 RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21 RIDGE ROAD FAQs
What would the monthly payment be for 21 RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,057/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21 RIDGE ROAD?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21 RIDGE ROAD?+
The most recent tax bill on record (2025) was $2,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21 RIDGE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $269,000, this home is listed about 2% below the Frostproof median of $274,950. The market section on this page shows how the area is trending.
Which schools are assigned to 21 RIDGE ROAD?+
Lewis Anna Woodbury Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 241 REAL ESTATE LLC · Sonya Duke. MLS #L4962894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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