David Ramirez
$339,900$349,9993 bd2 ba1,752 sqft$194 /sqft$2,648 /mo all-in ↓

54 LAKE LINK CIRCLE SE, WINTER HAVEN, FL, 33884

Active35 days on marketListed Jun 19, 2026MLS #L4962810

Reduced $10KPrivate poolSingle Family ResidenceLAKE LINK ESTATES

About this home

54 LAKE LINK CIRCLE SE

Enjoy the best of Florida living in this inviting 3-bedroom, 2-bathroom home located in the established Lake Link Estates community of Winter Haven. Positioned on a corner lot, this property offers a thoughtful floor plan with generous living spaces and plenty of room to make yourself at home. The interior features an open feel with a seamless flow between the main living areas, while the primary bedroom provides a comfortable retreat complete with a walk-in closet and private en-suite bath. Large windows throughout the home allow natural light to fill the space, creating a bright and welcoming environment. Out back, you'll find a true highlight of the property—a screened outdoor living area overlooking a refreshing pool and fenced backyard. Whether you're hosting friends, spending time with family, or simply enjoying a quiet evening outdoors, this space is designed to be enjoyed year-round. Conveniently located near everyday amenities, restaurants, parks, and Winter Haven's famous Chain of Lakes, this home offers a wonderful opportunity to enjoy both comfort and convenience in one of Central Florida's most desirable areas.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,752

Sqft

0.29 ac

Lot size

2

Garage

1970

Year built

One

Levels

$194

Per sqft

Private pool

Inside

FlooringCarpet · Ceramic Tile
AppliancesDryer · Range · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationOther
FacesEast
ExteriorNone

Community & fees

Taxes (2025)$4,039/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,648 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,001
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$337
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,897
Interest rate6.00%
Loan term

Estimated payment

$2,648/mo

Principal & interest$2,001
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$337
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$308KedgeAI estimate $348,440 · range $321K$357K$371K

vs edgeAI estimate

−2.5%

$/sqft vs Winter Haven actives

$194 vs $171

Days on market

35 vs 42 typical

Where $194/sqft sits among the 400 Winter Haven actives

41
60
114
106 · this home
30
49
$102–126$126–151$151–175$175–199$199–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 54 LAKE LINK CIRCLE SE

Drive times from this address

Walt Disney World47 min
Universal Orlando57 min
Downtown Orlando63 min
Downtown Tampa63 min
Orlando Int’l Airport (MCO)68 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

195 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $339,900 $10K
Jun 19, 2026Listed at $349,999 · 35 days on market since
1970Built · LAKE LINK ESTATES

Reality check

What actually sold near 54 LAKE LINK CIRCLE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

22 LAKE LINK DRIVE SESold · Jun ’26

$339,000

22 LAKE LINK DRIVE SE · same community

4 bd · 2 ba · 1,777 sqft · $191/sqft · 62 DOM

41 LAKE LINK CIRCLE SESold · Jul ’25

$326,000

41 LAKE LINK CIRCLE SE · same community

3 bd · 2 ba · 1,704 sqft · $191/sqft · 64 DOM

73 LAKE LINK CIRCLE SESold · Nov ’25

$358,000

73 LAKE LINK CIRCLE SE · same community

3 bd · 2 ba · 1,964 sqft · $182/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 54 LAKE LINK CIRCLE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 54 LAKE LINK CIRCLE SE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

54 LAKE LINK CIRCLE SE FAQs

What would the monthly payment be for 54 LAKE LINK CIRCLE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,648/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 54 LAKE LINK CIRCLE SE?+

The most recent tax bill on record (2025) was $4,039. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $339,900, this home is listed about 19% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 54 LAKE LINK CIRCLE SE?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$339,900 runs 18% above the WINTER HAVEN 33884 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $349,999, now $339,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY · Thomas Pais, Jr. MLS #L4962810.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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