3126 TOOLE ROAD, LITHIA, FL, 33547
Active39 days on marketListed Jun 15, 2026MLS #L4962732
About this home
3126 TOOLE ROAD
Looking for something with space, privacy, and a little personality? Welcome to this hidden gem at the end of Toole Road in Lithia. This sneaky cool property is ready for its next owner to make it their own, with room for gardening, animals, storage, hobbies, and outdoor living. The property features a freestanding above ground pool, multiple shed structures, garden areas, animal pens and structures, and several built-in farm-style features already in place. There is also an attached RV currently being used as an in-law suite, giving the property flexible bonus space for guests, extended family, work-from-home needs, or creative use. The RV can stay or be removed depending on the buyer’s plans. The home is on a well, with a water filtration system added approximately 2 years ago for both the well and kitchen. If you have been looking for a property that is not cookie cutter, has room to breathe, and gives you options from day one, this one is worth a look.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,208
Sqft
1.54 ac
Lot size
1983
Year built
Two
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,498 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,498/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.9%
$/sqft vs UNPLATTED
$236 vs $312
Days on market
39 vs 30 typical
Where $236/sqft sits among the 162 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lithia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lithia. See the full Lithia guide →
LITHIA 33547 — neighborhood snapshot
Population
31,268
Median age
36.8
Median income
$121,769
Median home value
$477,300
Avg household
3.24
Households w/ children
4,884
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $588K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
75 of 162
UNPLATTED have cut their price
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Reality check
What actually sold near 3126 TOOLE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Sold · Dec ’25$332,000
913 E GENESEE STREET · same community
3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM
Sold · Nov ’25$302,000
2852 TOM BREWER LANE · same community
4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3126 TOOLE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3126 TOOLE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3126 TOOLE ROAD FAQs
What would the monthly payment be for 3126 TOOLE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,498/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3126 TOOLE ROAD?+
The most recent tax bill on record (2025) was $558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lithia?+
At $520,000, this home is listed about 9% below the Lithia median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3126 TOOLE ROAD?+
Newsome High School (high), Barrington Middle School (middle), Stowers Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Brittany Sacco. MLS #L4962732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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