
3749 FIELDSTONE CIRCLE, WINTER HAVEN, FL, 33881
Active21 days on marketListed Jul 2, 2026MLS #L4962714
About this home
3749 FIELDSTONE CIRCLE
Your perfect home with a Poolside Paradise Awaits! This stunning five-bedroom, three-bathroom home boasts an inviting screened-in pool area, perfect for relaxation and entertainment. Nestled in a prime location with convenient access to Highway 27, this residence offers an exceptional living experience that blends elegance and practicality. As you step through the impressive double door entry, you’ll be greeted by an expansive open floor plan that invites you to explore. The luxury vinyl plank flooring flows seamlessly throughout the main living areas, while plush carpeting in the bedrooms and sleek tile in the bathrooms add just the right touch of warmth and style. High ceilings adorned with double crown molding elevate the ambiance, making each room feel spacious and airy. A formal dining room and living room provide elegant spaces for entertaining, while the eat in kitchen offers a cozy spot for casual meals. The thoughtful split bedroom plan, provides both privacy and convenience. At the heart of this home lies a large open kitchen that’s sure to delight both casual cooks and culinary aficionados alike. Featuring beautiful granite countertops and a massive island that comfortably seats six, this kitchen is perfect for entertaining friends and family. The sleek black stainless appliances add a modern flair, ensuring both functionality and style. The primary bedroom is a true retreat, flooded with natural light from its abundant windows and featuring sliding glass doors that lead you directly to the covered deck and your gorgeous pool area. The en suite bathroom is a sanctuary of relaxation, boasting a luxurious garden tub, a stand-up shower, and a walk-in closet equipped with thoughtful built-ins for all your organizational needs. Step outside, and you'll discover your private paradise! The screened pool area is a stunning highlight of this home, featuring a serene water feature fountain and a built-in table with stools under a charming tiki umbrella ideal for sunny afternoons and casual gatherings. The saltwater pool is heated for year-round enjoyment and includes a safety child fence for peace of mind. As the sun sets, the marine-grade privacy curtains and LED lighting create an enchanting atmosphere for evening swims and entertaining. Additionally, the back patio is thoughtfully plumbed and wired for an outdoor kitchen, making it an ideal spot for summer barbecues and family gatherings. The entire backyard is securely enclosed with a durable vinyl fence, ensuring privacy and a safe space for little ones and furry friends to play. Adding even more value, the property includes a dedicated irrigation meter for the lawn, allowing the irrigation system and exterior water hose conveniently located beside the water softener to operate without sewer charges from the city. In addition to its many impressive features, this home is equipped with solar panels, offering an eco-friendly energy solution that can significantly reduce your utility costs. The current lease is assumable, with a monthly payment of just $145 and an approximate balance of $20,000. This means you can enjoy the benefits of renewable energy without the upfront costs typically associated with solar installations. It's a fantastic opportunity to embrace sustainability while potentially lowering your monthly expenses—an ideal complement to this already remarkable home! This property is an ideal blend of comfort, modern upgrades and outdoor living, making it a must see!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,588
Sqft
0.22 ac
Lot size
3
Garage
2017
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,531 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,531/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs COUNTRY CLUB ESTATES
$182 vs $261
Days on market
21 vs 42 typical
Where $182/sqft sits among the 34 homes for sale in COUNTRY CLUB ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33881 — neighborhood snapshot
Population
39,189
Median age
43.6
Median income
$53,867
Median home value
$177,400
Avg household
2.61
Households w/ children
3,730
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
13 of 34
COUNTRY CLUB ESTATES have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 3749 FIELDSTONE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$372,500
257 HUNTINGTON DRIVE · same community
5 bd · 2.5 ba · 2,786 sqft · $134/sqft · 169 DOM
Sold · Apr ’26$465,000
810 E YORKSHIRE DRIVE · same community
4 bd · 2.5 ba · 2,909 sqft · $160/sqft · 361 DOM
Sold · Oct ’25$450,000
735 YALE ROAD · same community
4 bd · 3 ba · 2,224 sqft · $202/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3749 FIELDSTONE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3749 FIELDSTONE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3749 FIELDSTONE CIRCLE FAQs
What would the monthly payment be for 3749 FIELDSTONE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,531/mo — principal and interest, the actual property-tax bill, the $36/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3749 FIELDSTONE CIRCLE?+
The association fee works out to $36 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3749 FIELDSTONE CIRCLE?+
The most recent tax bill on record (2025) was $4,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3749 FIELDSTONE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $469,900, this home is listed about 65% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3749 FIELDSTONE CIRCLE?+
Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4962714.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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