909 N TENNESSEE AVENUE, LAKELAND, FL, 33801
Active44 days on marketListed Jul 2, 2026MLS #L4962706
About this home
909 N TENNESSEE AVENUE
Commercially zoned redevelopment opportunity in Lakeland’s Midtown CRA. This vacant infill parcel features O-1 Office zoning, Residential High Future Land Use, and Urban Neighborhood (UNH) context district, creating flexibility for office, mixed-use, multifamily, townhome, residential above first floor, two-family, or single-family attached/detached development concepts, subject to City approval. Convenient location near Downtown Lakeland, major corridors, employment, dining, and services. Buyer to verify zoning, permitted uses, parking, utilities, CRA programs, and development feasibility with the City of Lakeland.
Facts & features
The home at a glance
0.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Parker Street
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Parker Street — neighborhood snapshot
Population
1,654
Median age
38
Median income
$32,989
Median home value
$171,751
Avg household
2
Households w/ children
112
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 909 N TENNESSEE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$229,000
1128 OLIVE STREET
2 bd · 1 ba · 792 sqft · $289/sqft · 39 DOM
Sold · Dec ’25$180,000
1215 RUBY STREET
2 bd · 1 ba · 851 sqft · $212/sqft · 2 DOM
Sold · May ’26$183,000
540 FRANCIS BOULEVARD
3 bd · 1 ba · 998 sqft · $183/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 909 N TENNESSEE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 909 N TENNESSEE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
909 N TENNESSEE AVENUE FAQs
What would the monthly payment be for 909 N TENNESSEE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,449/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 909 N TENNESSEE AVENUE?+
The most recent tax bill on record (2025) was $281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $199,900, this home is listed about 41% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 909 N TENNESSEE AVENUE?+
Lakeland Senior High School (high), Sleepy Hill Middle School (middle), Valleyview Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Daryl Ash, II. MLS #L4962706.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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