David Ramirez
$259,999$264,9993 bd2 ba1,196 sqft$217 /sqft$1,836 /mo all-in ↓

1938 SW DUKE STREET, ARCADIA, FL, 34266

Active54 days on marketListed Jun 11, 2026MLS #L4962676

Priced 13% below the ARCADIA 34266 medianReduced $5KNew constructionSingle Family ResidenceHENDRYS ADD

About this home

1938 SW DUKE STREET

Welcome to 1938 SW Duke St, a charming Single Family home located in Arcadia, FL. Built in 2025 this property boasts a modern design and spacious layout perfect for a growing family or anyone looking for a comfortable living space.The home features 2 bathrooms and 0 half bathrooms, providing plenty of convenience for residents and guests. With a finished area of 1,196 sq.ft., there is ample room to spread out and make this house your own. The open floor plan creates a seamless flow between the living room, kitchen, and dining area, making it ideal for entertaining or simply relaxing at home.Situated on a generous lot size of 9,915.82 sq.ft., there is plenty of outdoor space to enjoy the beautiful Florida weather. Whether you want to garden, play with pets, or host gatherings, this property offers endless possibilities for outdoor activities.The property also features a well-maintained yard and landscaping, adding to the overall curb appeal of the home. The exterior of the house is in pristine condition, with a modern facade and a welcoming front porch that invites you to step inside and experience all that this home has to offer.Located in a desirable neighborhood in Arcadia, this home is close to schools, parks, shopping, and dining options, making it convenient for daily errands and activities. With easy access to major highways, commuting to work or exploring the surrounding area is a breeze.Overall, 1938 SW Duke St is a beautiful and well-maintained home that offers a comfortable living space, spacious layout, and convenient location. Whether you're looking for a place to call home or an investment property, this house has everything you need to enjoy the Florida lifestyle to the fullest. Don't miss out on the opportunity to make this property your own and start creating lasting memories in this wonderful home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,196

Sqft

0.15 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$217

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher
InteriorLiving Room/Dining Room Combo
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationStem Wall
FacesSouth
ExteriorRain Gutters

Community & fees

Taxes (2025)$365/yr

Utilities & systems

UtilitiesOther
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$1,836/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$117KedgeAI estimate $225,019 · range $122K$299K$311K

vs edgeAI estimate

+15.5%

$/sqft vs Arcadia actives

$217 vs $242

Days on market

54 vs 54 typical

Where $217/sqft sits among the 120 Arcadia actives

39
47 · this home
13
13
1
7
$96–214$214–332$332–450$450–567$567–685$685+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia

Map of 1938 SW DUKE STREET

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryWest Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$260K$201K

Arcadia median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

51 of 120

Arcadia actives have cut their price

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,999 $5K
Jun 11, 2026Listed at $264,999 · 54 days on market since
2025Built · HENDRYS ADD

Reality check

What actually sold near 1938 SW DUKE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1436 SW HARLEM CIRCLESold · Feb ’26

$182,000

1436 SW HARLEM CIRCLE

3 bd · 1 ba · 1,200 sqft · $152/sqft · 95 DOM

301 S DADE AVENUESold · Aug ’25

$33,000

301 S DADE AVENUE

3 bd · 1 ba · 1,200 sqft · $28/sqft · 5 DOM

1307 SW MARTHA STREETSold · Oct ’25

$190,425

1307 SW MARTHA STREET

2 bd · 2 ba · 1,182 sqft · $161/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1938 SW DUKE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1938 SW DUKE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1938 SW DUKE STREET FAQs

What would the monthly payment be for 1938 SW DUKE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,836/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1938 SW DUKE STREET?+

The most recent tax bill on record (2025) was $365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $259,999, this home is listed about 30% below the Arcadia median of $369,250. The market section on this page shows how the area is trending.

Which schools are assigned to 1938 SW DUKE STREET?+

West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HELLOSOLD LLC · Dan Farber. MLS #L4962676.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Arcadia homes, in your inbox

Like 1938 SW DUKE STREET but not quite? A daily digest of every new listing in Arcadia — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 4:00 PM UTC. The listing information on this page last changed on August 4, 2026 at 4:00 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 4:00 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 4:00 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

1938 SW DUKE STREET, ARCADIA, FL — 3 Bed, 2 Bath — $259,999 | CENTURY 21 Edge