David Ramirez
Pending
$2,0503 bd2 ba1,854 sqft$1 /sqft$175 /mo all-in ↓

2014 CHARNES DRIVE, LAKELAND, FL, 33813

Pending43 days on marketListed Jun 12, 2026MLS #L4962654

Priced 100% below the LAKELAND 33813 medianSingle Family ResidenceSCOTTSWOOD EAST UNIT 1

About this home

2014 CHARNES DRIVE

3 bedroom, 2 bath home on large corner lot in South Lakeland! This charming home located in an established neighborhood features an updated kitchen that opens into large family room. Separate formal living and dining rooms in addition to a family room. Master bath has been updated with newer wood cabinets. Sliding glass doors from family room open onto patio space with shrub rows providing privacy. Side of house has fenced play yard. With its expansive yard, great location, classic charm, and updated features this home is must see! Sorry, no pets.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,854

Sqft

0.31 ac

Lot size

2

Garage

1974

Year built

One

Levels

$1

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

ParkingGarage Door Opener
ExteriorDog Run

Community & fees

PetsNo

Utilities & systems

WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$175 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $72Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $72
Interest rate6.00%
Loan term

Estimated payment

$175/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lakeland

Map of 2014 CHARNES DRIVE

Drive times from this address

Downtown Tampa40 min
Walt Disney World48 min
Tampa Int’l Airport (TPA)51 min
Universal Orlando58 min
Downtown Orlando64 min
Orlando Int’l Airport (MCO)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33813 — neighborhood snapshot

Population

38,112

Median age

39.9

Median income

$96,723

Median home value

$330,100

Avg household

2.72

Households w/ children

5,079

For the school run

Polk County School District

ElementaryMedulla Elementary School★★★★
MiddleSouthwest Middle School★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $2,050 · 43 days on market since
1974Built · SCOTTSWOOD EAST UNIT 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2014 CHARNES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2014 CHARNES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2014 CHARNES DRIVE FAQs

What would the monthly payment be for 2014 CHARNES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2014 CHARNES DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $2,050, this home is listed about 99% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2014 CHARNES DRIVE?+

Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REMAX EXPERTS · Jake Bellamy. MLS #L4962654.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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