David Ramirez

US HIGHWAY 630 W, FROSTPROOF, FL, 33843

Active48 days on marketListed Jun 15, 2026MLS #L4962645

Waterfront

About this home

US HIGHWAY 630 W

This beautiful 18-acre property on Lake Clinch in Frostproof offers a rare combination of natural beauty, agricultural infrastructure, and residential potential. Featuring 31,680 square feet of greenhouses, scenic wooded areas, and approximately 230 feet of frontage on one of the area's most desirable lakes, the property provides stunning views along with excellent opportunities for fishing, boating, and water skiing. A productive 8-inch well powered by a John Deere power unit and a 4-inch electric well serving the greenhouses support agricultural operations, while septic, electricity, telephone, and internet services are available on site. The property also includes 2.5 acres of a former bare-root citrus nursery with irrigation, suitable for growing a wide variety of trees, vegetables, and other crops. Offering privacy and seclusion while remaining conveniently close to schools, shopping, and restaurants, this versatile property is ideal for continuing nursery operations, establishing a farm, or creating a beautiful lakefront homesite. 2,500 foot grass airstrip north of the property.

Facts & features

The home at a glance

18 ac

Lot size

WaterfrontTrees/Woods & Water view

Inside

Outside & construction

ViewTrees/Woods · Water

Community & fees

Taxes (2025)$3,633/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,199 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property tax — 2025 actual bill$303
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $290,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $290,000
Interest rate6.00%
Loan term

Estimated payment

$17,199/mo

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property taxes (actual bill)$303
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 955% above the Frostproof median. See the full Frostproof market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $2,900,000 · 48 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about US HIGHWAY 630 W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for US HIGHWAY 630 W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

US HIGHWAY 630 W FAQs

What would the monthly payment be for US HIGHWAY 630 W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,199/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on US HIGHWAY 630 W?+

The most recent tax bill on record (2025) was $3,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Frostproof?+

At $2,900,000, this home is listed about 955% above the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Keep looking

Similar homes nearby

Listing courtesy of CROSBY & ASSOCIATES, INC. · Chip Fortenberry, III. MLS #L4962645.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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