3465 JAMIE STREET, MULBERRY, FL, 33860
Active48 days on marketListed Jun 16, 2026MLS #L4962637
About this home
3465 JAMIE STREET
Tucked away on a quiet dead-end street, this spacious two-story home offers the perfect blend of comfort, functionality and outdoor living. This 4 bedroom home has a bonus room downstairs that could easily be converted to a 5th bedroom or a guest suite. Featuring formal living and formal dining rooms, this home is perfect for entertaining or hosting special occasions. The spacious kitchen offers lots of countertop space, ample cabinetry and stainless steel appliances. The family room showcases a beautiful brick faced wood-burning fireplace which creates a warm welcoming gathering space. Situated on just under an acre, this home is perfect if you enjoy the outdoors. The vinyl privacy fence surrounds an incredible backyard which is perfect for outdoor games, gardening, or pets. The expansive pool and spa provide a perfect setting for year round enjoyment. The large screened lanai area is great for hosting family and friends. In addition to the 2 car side entry garage, this home also offers a detached one car garage with electricity- perfect for storage, hobbies, or a workshop. The long driveway provides for ample parking for your guests. NO HOA, so perfect if you have a boat, RV or toys. French doors to the pool area was recently replaced, drainfield is new, duct work in the attic was replaced about a year ago, upstairs ac condenser 2024. Roof will be replaced prior to closing.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,473
Sqft
0.9 ac
Lot size
2
Garage
1985
Year built
Two
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,873 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,873/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.3%
$/sqft vs NOT IN A SUBDIVISION
$235 vs $284
Days on market
48 vs 37 typical
Where $235/sqft sits among the 20 homes for sale in NOT IN A SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mulberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
MULBERRY 33860 — neighborhood snapshot
Population
25,617
Median age
34.3
Median income
$62,779
Median home value
$221,400
Avg household
2.93
Households w/ children
3,311
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $314K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
12 of 20
NOT IN A SUBDIVISION have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 3465 JAMIE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$565,000
3865 RABBIT RUN ROAD · same community
3 bd · 2 ba · 2,364 sqft · $239/sqft · 38 DOM
Sold · Oct ’25$186,000
1753 NW 44TH STREET · same community
3 bd · 2 ba · 2,024 sqft · $92/sqft · 53 DOM
Sold · Dec ’25$1,700,000
1460 WASHINGTON STREET · same community
4 bd · 2 ba · 2,923 sqft · $582/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3465 JAMIE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3465 JAMIE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3465 JAMIE STREET FAQs
What would the monthly payment be for 3465 JAMIE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,873/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3465 JAMIE STREET?+
The most recent tax bill on record (2025) was $4,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mulberry?+
At $580,000, this home is listed about 87% above the Mulberry median of $309,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3465 JAMIE STREET?+
Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$580,000 runs 99% above the MULBERRY 33860 median — but at 2,473 sqft it's also 54% larger than the typical Mulberry listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $625,000, now $580,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARPER REALTY FL, LLC · Rachel Hernandez. MLS #L4962637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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