11344 ROCKRIDGE ROAD, LAKELAND, FL, 33809
Active56 days on marketListed Jun 10, 2026MLS #L4962626
About this home
11344 ROCKRIDGE ROAD
Price Improvement! Seller Motivated!USDA ELIGIBLE 0% DOWNPAYMENT! NO HOA Spacious country living meets modern convenience on this beautiful 1.92-acre lakefront property! This well-maintained double-wide mobile home features 3 bedrooms and 2 bathrooms with plenty of room to enjoy indoor and outdoor living. The property offers incredible functionality with a large 24x40 carport plus a second oversized 18x31 high-clearance carport, both completed with permits — perfect for boats, RVs, work vehicles, or additional covered parking. An RV hookup with water and sewer connection adds even more flexibility for guests or travel enthusiasts. Farm animals welcomed. Enjoy peaceful outdoor living with fruit trees, including mango, banana, and more, along with a private lake setting, solar light post, storage shed, and even a gym space with equipment included. The septic system is designed to support up to 5 bedrooms, offering future expansion potential. Additional features include a paved driveway, electric vehicle charging capability, and plenty of open space to relax, entertain, or create your dream outdoor oasis. Rare opportunity to own acreage with water views and endless possibilities!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,568
Sqft
1.92 ac
Lot size
1989
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,825 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,825/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.5%
$/sqft vs Lakeland actives
$255 vs $195
Days on market
56 vs 42 typical
Where $255/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
192 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 11344 ROCKRIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$290,000
2502 FORESTLAND DRIVE
3 bd · 2 ba · 1,620 sqft · $179/sqft · 26 DOM
Sold · Mar ’26$365,900
10738 COUNTRY VIEW DRIVE
3 bd · 2 ba · 1,493 sqft · $245/sqft · 8 DOM
Sold · May ’26$89,900
1909 CREEKWOOD RUN
2 bd · 1 ba · 1,450 sqft · $62/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11344 ROCKRIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11344 ROCKRIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11344 ROCKRIDGE ROAD FAQs
What would the monthly payment be for 11344 ROCKRIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,825/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11344 ROCKRIDGE ROAD?+
The most recent tax bill on record (2025) was $1,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $400,000, this home is listed about 18% above the Lakeland median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11344 ROCKRIDGE ROAD?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$400,000 runs 23% above the LAKELAND 33809 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $420,000, now $400,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRUE FLORIDA REALTY LLC · Marilyn Davis. MLS #L4962626.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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