David Ramirez
Pending
$630,0005 bd2.5 ba2,806 sqft$225 /sqft$4,422 /mo all-in ↓

615 N OAK AVENUE, FORT MEADE, FL, 33841

Pending53 days on marketListed Jun 16, 2026MLS #L4962580

Private poolSingle Family ResidenceNEWSOME ENZOR & COLE SUB

About this home

615 N OAK AVENUE

Welcome to this exceptional custom-built 5-bedroom, 2.5-bath pool home, with 32x30 detached garage, offering the perfect combination of luxury, functionality, and space both inside and out.Upon arrival, you’ll be impressed by the circular driveway, extensive parking areas, manicured landscaping, and attractive curb appeal highlighted by stone accents and a welcoming front porch. The property offers 0.70 acres making it ideal for large gatherings, multiple vehicles, boats, and RVs.Inside, the home features rich hardwood flooring throughout the main living areas, elegant crown molding, tray ceilings, plantation shutters, and a thoughtfully designed split-bedroom floor plan. The spacious living room features beautiful hardwood floors, a gas fireplace, plantation shutters, a wet bar with sink, and direct access to the pool area. The adjoining kitchen is designed to impress with custom wood cabinetry, granite countertops, stainless steel appliances, a gas range, dishwasher, refrigerator, double sinks, a large pantry, center island with additional prep sink, breakfast bar seating, and ample workspace for cooking.Adjacent to the kitchen, the breakfast area offers pool views and French doors leading directly to the screened lanai and pool area, seamlessly blending indoor and outdoor living.The private primary suite is generously sized and features plush carpeting, high ceilings, plantation shutters, and a spacious walk-in closet complete with custom built-in storage systems. The luxurious primary bath includes dual vanities with granite countertops, custom wood cabinetry, an oversized tiled walk-in shower with dual shower heads including a rain shower feature, built-in bench seating, and a private water closet.Three additional bedrooms feature plantation shutters and built-in closets, while the fifth bedroom is ideally situated near the laundry room and offers flexibility as a home office. A centrally located full bathroom includes dual sinks, tile flooring, and a tub/shower combination. A convenient half bath is located near the main living area for guests.Enjoy Florida living year-round in the screened swimming pool enclosure featuring a spacious pool deck and plenty of room for lounging and entertaining. The covered outdoor sitting area offers ceiling fans, electrical connections, slider windows, and comfortable space for outdoor gatherings.For those needing storage, workshop space, RV accommodations, or room for recreational equipment, the detached garage is a rare find. Constructed with solid concrete walls and electric service, the building features both a standard side-entry door and oversized roll-up doors measuring approximately 8’ x 9’ and 13’ x 11’, making it ideal for RV storage, boats, classic cars, equipment, or workshop use. RV hookups are already in place, adding even more convenience and versatility. The upstairs bonus room is the perfect game room, media room, or recreation space and includes a mini-split air conditioning system and pool table with furnishings that will convey with the sale.Additional features include a three-car attached garage with epoxy flooring, Generac whole-house generator, two HVAC systems, vinyl fencing, termite bait stations, multiple exterior electrical hookups, water spigots throughout the property, backyard irrigation, chicken coop, motion lighting, and approximately 62 feet of secured parking behind the fence. Home roof(2023), Detached garage(2022).

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,806

Sqft

0.7 ac

Lot size

3

Garage

2006

Year built

One

Levels

$225

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingCircular Driveway · Garage Door Opener · RV Garage
ExteriorFire Pit · Irrigation System · Lighting · Private Mailbox · Private Yard · RV Hookup · Storage

Community & fees

Taxes (2025)$7,515/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Phone Available · Public · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,422 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$626
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,000
Interest rate6.00%
Loan term

Estimated payment

$4,422/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$626
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Meade actives

$225 vs $171

Days on market

53 vs 50 typical

Where $225/sqft sits among the 25 Fort Meade actives

6
4
8
1 · this home
4
2
$78–122$122–165$165–209$209–252$252–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Meade

Map of 615 N OAK AVENUE

Drive times from this address

Downtown Tampa65 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fort Meade. See the full Fort Meade guide →

FORT MEADE 33841 — neighborhood snapshot

Population

8,268

Median age

39.7

Median income

$39,608

Median home value

$138,700

Avg household

2.7

Households w/ children

1,018

For the school run

Polk County School District

ElementaryAlturas Elementary School★★★★★
MiddleBartow Middle School★★★★
HighBartow Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Meade market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$248K$240K

Fort Meade median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

14 of 25

Fort Meade actives have cut their price

Median sold price, Fort Meade, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 184% above the FORT MEADE 33841 median. See the full Fort Meade market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $630,000 · 53 days on market since
2006Built · NEWSOME ENZOR & COLE SUB

Reality check

What actually sold near 615 N OAK AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

418 N FRENCH AVENUESold · Feb ’26

$330,000

418 N FRENCH AVENUE

4 bd · 3 ba · 2,778 sqft · $119/sqft · 17 DOM

701 1ST STREET NESold · Apr ’26

$379,000

701 1ST STREET NE

5 bd · 5 ba · 3,056 sqft · $124/sqft · 278 DOM

204 S ORANGE AVENUESold · Mar ’26

$619,000

204 S ORANGE AVENUE

4 bd · 2.5 ba · 3,486 sqft · $178/sqft · 183 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 615 N OAK AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 615 N OAK AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

615 N OAK AVENUE FAQs

What would the monthly payment be for 615 N OAK AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,422/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 615 N OAK AVENUE?+

The most recent tax bill on record (2025) was $7,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 615 N OAK AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Meade?+

At $630,000, this home is listed about 140% above the Fort Meade median of $262,500. The market section on this page shows how the area is trending.

Which schools are assigned to 615 N OAK AVENUE?+

Alturas Elementary School (elementary), Bartow Middle School (middle), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CLARK REALTY LLC · Gwen Clark. MLS #L4962580.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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