David Ramirez
$299,999$310,0003 bd2 ba1,951 sqft$154 /sqft$2,448 /mo all-in ↓

265 MAJESTIC GARDENS LANE, WINTER HAVEN, FL, 33880

Active63 days on marketListed Jun 8, 2026MLS #L4962565

Reduced $10KSingle Family ResidenceGARDENS PH 01

Come see it

Upcoming open house

Sun, Aug 16

1:00 PM – 3:00 PM

About this home

265 MAJESTIC GARDENS LANE

Located in a desirable gated community on a oversized corner lot, paved driveway and low HOA fee and convenient access to everything Central Florida has to offer. 3 BEDROOM WITH OFFICE! This spacious and well-maintained home offers flexibility, comfort, and thoughtful upgrades throughout. Step inside to discover a bright and airy floor plan featuring a spacious living room with soaring vaulted ceilings and an open-concept design perfect for both everyday living and entertaining. The kitchen overlooks the main living area, creating a seamless flow, and features solid wood cabinetry, ample counter space, and plenty of storage. The versatile office can easily be converted into a fourth bedroom, providing additional space for family, guests, or a home office. The spacious primary suite is a true retreat, complete with elegant tray ceilings and a luxurious en-suite bathroom featuring dual vanities, a relaxing garden tub, walk-in shower, and a large walk-in closet. Additional highlights include a roof replaced in 2022, two AC units for enhanced comfort and efficiency, a large rear lanai perfect for outdoor relaxation, and a storage shed offering extra space for tools and equipment. Ideally situated in Winter Haven, you'll enjoy easy access to excellent shopping, dining, and entertainment options. Popular destinations include the vibrant downtown Winter Haven district, numerous waterfront restaurants along the Chain of Lakes, and shopping at nearby centers featuring national retailers and local boutiques. Outdoor enthusiasts will appreciate the area's beautiful lakes, parks, boating opportunities, and recreational amenities. Families and visitors alike will enjoy being just a short drive from LEGOLAND Florida Resort, one of Central Florida's premier attractions. Whether you're looking for a growing family home, extra space for remote work, or simply a peaceful gated community lifestyle, this exceptional property offers the perfect combination of location, value, and functionality. SELLER OFFERING A FLOORING CREDIT!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,951

Sqft

0.27 ac

Lot size

2

Garage

2006

Year built

One

Levels

$154

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorthwest
ExteriorSliding Doors

Community & fees

HOA fee$33/mo
Taxes (2025)$4,273/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,448 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$356
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,448/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$356
HOA / condo fee$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$256KedgeAI estimate $269,545 · range $267K$276K$312K

vs edgeAI estimate

+11.3%

$/sqft vs Winter Haven actives

$154 vs $170

Days on market

63 vs 48 typical

Where $154/sqft sits among the 400 Winter Haven actives

58
72 · this home
115
87
33
35
$105–130$130–154$154–179$179–204$204–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 265 MAJESTIC GARDENS LANE

Drive times from this address

Walt Disney World51 min
Downtown Tampa60 min
Universal Orlando62 min
Downtown Orlando68 min
Tampa Int’l Airport (TPA)71 min
Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33880 — neighborhood snapshot

Population

42,336

Median age

36.5

Median income

$56,803

Median home value

$200,900

Avg household

2.8

Households w/ children

5,516

For the school run

Polk County School District

MiddleDenison Middle School★★★★
HighWinter Haven Senior High School★★★★★
ElementaryJohn Snively Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

194 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,999 $10K
Jun 8, 2026Listed at $310,000 · 63 days on market since
2006Built · GARDENS PH 01

Reality check

What actually sold near 265 MAJESTIC GARDENS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

419 MAJESTIC GARDENS BOULEVARDSold · Feb ’26

$230,000

419 MAJESTIC GARDENS BOULEVARD · same community

3 bd · 2 ba · 1,951 sqft · $118/sqft · 27 DOM

321 MAJESTIC GARDENS DRIVESold · May ’26

$305,000

321 MAJESTIC GARDENS DRIVE · same community

3 bd · 2 ba · 2,024 sqft · $151/sqft · 39 DOM

122 MAJESTIC GARDENS CTSold · Sep ’25

$269,000

122 MAJESTIC GARDENS CT · same community

4 bd · 2 ba · 1,688 sqft · $159/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 265 MAJESTIC GARDENS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 265 MAJESTIC GARDENS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

265 MAJESTIC GARDENS LANE FAQs

What would the monthly payment be for 265 MAJESTIC GARDENS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,448/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 265 MAJESTIC GARDENS LANE?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 265 MAJESTIC GARDENS LANE?+

The most recent tax bill on record (2025) was $4,273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 265 MAJESTIC GARDENS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $299,999, this home is listed about 5% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 265 MAJESTIC GARDENS LANE?+

Denison Middle School (middle), Winter Haven Senior High School (high), John Snively Elementary (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Andrew Fearn. MLS #L4962565.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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