2436 10TH STREET S, ST PETERSBURG, FL, 33705
Active67 days on marketListed Jun 7, 2026MLS #L4962537
About this home
2436 10TH STREET S
Rare opportunity for investors, builders, and owner-occupants. This property offers multiple paths to value creation, whether renovating the existing home, building a new custom residence, or developing a primary home with a detached income producing ADU. The property is zoned to allow both single family residence and a detached accessory dwelling unit (ADU), creating the potential for two residential structures on one parcel. Seller has conceptual plans available for both: * New 4-bedroom, 2-bath single-family residence * Detached income-producing ADU. These plans provide buyers with a significant head start in the development process and help illustrate the property's highest and best use. Ideal for investors seeking rental income, multi-generational living, house hacking, or long-term appreciation through redevelopment. The existing home is a 2-bedroom 1-bath with 810 SQFT of living space. The existing home requires renovation and is being sold AS-IS. Buyers should verify all zoning, permitting, development standards, and impact fees with the appropriate authorities. Buyer or Buyer's agent is responsible for verifying all room measurements, utilities and all other data in the MLS. All measurements are approximate.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
810
Sqft
0.11 ac
Lot size
1925
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,570 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,570/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.8%
$/sqft vs St Petersburg actives
$228 vs $336
Days on market
67 vs 57 typical
Where $228/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Maggiore Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Lake Maggiore Shores — neighborhood snapshot
Population
2,498
Median age
37
Median income
$76,256
Median home value
$250,350
Avg household
3
Households w/ children
128
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2436 10TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$168,000
3835 7TH STREET S
2 bd · 1 ba · 820 sqft · $205/sqft · 22 DOM
Sold · Dec ’25$120,000
200 45TH AVENUE S
2 bd · 1 ba · 864 sqft · $139/sqft · 7 DOM
Sold · Jun ’26$268,000
4101 4TH STREET S
2 bd · 1 ba · 954 sqft · $281/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2436 10TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2436 10TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2436 10TH STREET S FAQs
What would the monthly payment be for 2436 10TH STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,570/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2436 10TH STREET S?+
The most recent tax bill on record (2025) was $2,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $185,000, this home is listed about 57% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2436 10TH STREET S?+
Campbell Park Elementary School (elementary), Gibbs High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DREAM REALTY GROUP · Tameshia Moore. MLS #L4962537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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