David Ramirez
$2,300,0005 bd3.5 ba3,551 sqft$648 /sqft$14,237 /mo all-in ↓

339 MINI RANCH ROAD, SEBRING, FL, 33870

Active40 days on marketListed Jun 9, 2026MLS #L4962525

WaterfrontPrivate poolSingle Family ResidenceNONE

About this home

339 MINI RANCH ROAD

Welcome to 20+ acres of peaceful country living where luxury, functionality, and endless possibilities come together. Extensively renovated and improved within the past four years, this exceptional estate showcases not only a beautifully updated 5-bedroom, 3.5-bath home with approximately 3,551 square feet of living space, but also significant enhancements throughout the entire property. From the expanded wraparound porches and resort-style outdoor living areas to the upgraded infrastructure, barns, workshop, and grounds, every detail has been thoughtfully designed to create a truly turnkey ranch estate. With over 20 acres of usable land, this property offers the perfect balance of luxury living and rural functionality. The newly expanded wraparound porches extend seamlessly to the impressive 54' x 14' saltwater lap pool, creating the perfect setting for enjoying breathtaking views of the scenic stocked fishing pond and surrounding countryside. This exceptional outdoor living space embraces the beauty and tranquility of the surrounding landscape. Designed for both comfort and efficiency, the home features solar panels, a water filtration system, a tankless propane water heater, a 28-kilowatt whole-house generator, and two 5-ton air conditioning systems installed in 2023. Designed for both functionality and entertaining, the kitchen showcases expansive Corian countertops, a large center island with a prep sink, a second full sink, a propane range, an electric built-in oven with a warming compartment, and two microwaves. Thoughtful design creates an inviting gathering space for family and guests. The beautifully updated bathrooms reflect the same attention to detail found throughout the home, featuring stylish tilework, spacious tiled showers, and elegant glass enclosures that create a clean, modern, and spa-like atmosphere. Outside, the property is fully equipped for equestrian pursuits, recreation, business operations, RV enthusiasts, or hobbyists. The grounds feature wood and field fencing, irrigation throughout the fenced areas, a stocked fishing pond, and regularly scheduled pest control service every two months. An 80' x 40' insulated workshop provides exceptional space for equipment, projects, storage, or business use and includes both 30-amp and 50-amp RV hookups. In addition, a 40' x 60' pole barn offers even more covered space for equipment, livestock, vehicles, or recreational toys. Both structures are equipped with electric and water service and feature durable metal roofs. The expansive acreage provides ample room for horses, livestock, RVs, equipment, and future expansion. Whether your vision includes a horse farm, hobby farm, private retreat, family compound, home-based business, car collection, workshop space for automotive enthusiasts, or simply enjoying the freedom and privacy of acreage living, this remarkable property offers a rare opportunity to own a fully updated estate with exceptional infrastructure already in place. Conveniently located approximately one mile from Sebring International Raceway and just minutes from shopping, dining, medical facilities, and US Highway 27, this property combines privacy, convenience, and versatility in one extraordinary package. Its unique location also appeals to motorsport enthusiasts, race teams, car collectors, and RV owners. Experience the beauty, functionality, and freedom that only a property of this caliber can provide.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,551

Sqft

20.27 ac

Lot size

2006

Year built

Two

Levels

$648

Per sqft

Private poolWaterfrontPool & Trees/Woods view

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Dishwasher · Exhaust Fan · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Water Filtration System
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Solar

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame
FoundationCrawlspace
ViewPool · Trees/Woods
FacesNortheast
ParkingDriveway · Open · Parking Pad · RV Parking
ExteriorIrrigation System · Outdoor Shower · RV Hookup

Community & fees

Taxes (2025)$9,643/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Propane · Solar
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,237 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property tax — 2025 actual bill$804
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $230,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $230,000
Interest rate6.00%
Loan term

Estimated payment

$14,237/mo

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property taxes (actual bill)$804
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NONE

$648 vs $335

Days on market

40 vs 60 typical

Where $648/sqft sits among the 278 homes for sale in NONE

150
63
20 · this home
16
12
17
$138–355$355–572$572–789$789–1005$1005–1222$1222+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 339 MINI RANCH ROAD

Get to know Sebring. See the full Sebring guide →

SEBRING 33870 — neighborhood snapshot

Population

25,067

Median age

52

Median income

$50,606

Median home value

$154,300

Avg household

2.18

Households w/ children

2,349

For the school run

Highlands County School District

ElementaryFred Wild Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

103 of 278

NONE have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1543% above the SEBRING 33870 median. See the full Sebring market guide →

Paper trail

This home's history

Jun 9, 2026Listed at $2,300,000 · 40 days on market since
2006Built · NONE

Reality check

What actually sold near 339 MINI RANCH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11955 EDDY DRIVESold · Oct ’25

$665,000

11955 EDDY DRIVE · same community

3 bd · 2 ba · 3,568 sqft · $186/sqft · 0 DOM

20 N HALIFAX AVENUESold · Dec ’25

$430,000

20 N HALIFAX AVENUE · same community

6 bd · 1.5 ba · 2,672 sqft · $161/sqft · 149 DOM

517 CENTRAL AVENUE SESold · Dec ’25

$111,000

517 CENTRAL AVENUE SE · same community

4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 339 MINI RANCH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 339 MINI RANCH ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

339 MINI RANCH ROAD FAQs

What would the monthly payment be for 339 MINI RANCH ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,237/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 339 MINI RANCH ROAD?+

The most recent tax bill on record (2025) was $9,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 339 MINI RANCH ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $2,300,000, this home is listed about 721% above the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 339 MINI RANCH ROAD?+

Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES · Stacey Foskey. MLS #L4962525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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