David Ramirez
$229,900$245,0003 bd1 ba1,064 sqft$216 /sqft$1,722 /mo all-in ↓

217 4TH JPV STREET, WINTER HAVEN, FL, 33880

Active50 days on marketListed Jun 5, 2026MLS #L4962456

Reduced $15KSingle Family ResidenceJAN PHYL VILLAGE UNIT 03 A

About this home

217 4TH JPV STREET

Welcome to this beautifully updated 3-bedroom, 1-bath home in Winter Haven! Move-in ready and filled with recent improvements, this property offers comfort, style, and peace of mind. The kitchen was completely updated in May 2025 with new cabinets, granite countertops, and sink, creating a fresh and modern space for everyday living. Major system upgrades include a new roof with warranty (April 2025), new electrical panel with warranty (May 2025), new hot water heater (September 2024), and updated A/C coils and air handler box (January 2024). New flooring installed in October 2025 adds to the home's updated appeal. The living area features a built-in entertainment center with fireplace, added in March 2025, creating a cozy focal point for relaxing or entertaining. Step outside to enjoy the screened back patio, where you'll also find the laundry area for added convenience. Conveniently located near shopping, dining, schools, and major roadways, this well-maintained home is ready for its next owner. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,064

Sqft

0.17 ac

Lot size

1962

Year built

One

Levels

$216

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationBlock · Slab
FacesSouth
ExteriorStorage

Community & fees

Taxes (2025)$1,280/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,722 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$107
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$1,722/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$107
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$190KedgeAI estimate $212,194 · range $198K$249K$259K

vs edgeAI estimate

+8.3%

$/sqft vs Winter Haven actives

$216 vs $171

Days on market

50 vs 42 typical

Where $216/sqft sits among the 400 Winter Haven actives

46
60
113
106
31 · this home
44
$100–125$125–150$150–176$176–201$201–226$226+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 217 4TH JPV STREET

Drive times from this address

Walt Disney World46 min
Downtown Tampa53 min
Universal Orlando56 min
Downtown Orlando62 min
Tampa Int’l Airport (TPA)64 min
Orlando Int’l Airport (MCO)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33880 — neighborhood snapshot

Population

42,336

Median age

36.5

Median income

$56,803

Median home value

$200,900

Avg household

2.8

Households w/ children

5,516

For the school run

Polk County School District

MiddleWestwood Middle School★★★★
HighLake Region High School★★★★
ElementaryClarence Boswell Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

196 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,900 $15K
Jun 5, 2026Listed at $245,000 · 50 days on market since
1962Built · JAN PHYL VILLAGE UNIT 03 A

Reality check

What actually sold near 217 4TH JPV STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

225 4TH JPV STREETSold · Apr ’26

$215,000

225 4TH JPV STREET · same community

3 bd · 2 ba · 936 sqft · $230/sqft · 4 DOM

606 KINGS LANE SWSold · Dec ’25

$259,000

606 KINGS LANE SW

3 bd · 2 ba · 1,067 sqft · $243/sqft · 7 DOM

852 CINNAMON DRIVESold · Jul ’26

$235,000

852 CINNAMON DRIVE

3 bd · 2 ba · 1,072 sqft · $219/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 217 4TH JPV STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 217 4TH JPV STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

217 4TH JPV STREET FAQs

What would the monthly payment be for 217 4TH JPV STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,722/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 217 4TH JPV STREET?+

The most recent tax bill on record (2025) was $1,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $229,900, this home is listed about 19% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 217 4TH JPV STREET?+

Westwood Middle School (middle), Lake Region High School (high), Clarence Boswell Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Tiffany Steck. MLS #L4962456.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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