David Ramirez
$145,0002 bd2 ba1,152 sqft$126 /sqft$1,517 /mo all-in ↓

526 CASSANDRA LANE, LAKELAND, FL, 33809

Active64 days on marketListed May 30, 2026MLS #L4962313

Priced 55% below the LAKELAND 33809 medianFully furnishedMobile HomeLAKELAND HILLS ESTATES

About this home

526 CASSANDRA LANE

Enjoy Florida living in this charming 2 bedroom 2 bath home. The updated kitchen features convenient slide out shelving, lots of cabinet and countertop space as well as stainless steel appliances. The home has an open floor plan with a spacious living room and dining area. There is a den/bonus room that leads out to a front porch. The primary bedroom offers a walk in closet. The primary bathroom has updated cabinetry and a tiled walk in shower. The hall bath also features an updated vanity. Several updates were done on the home between 2010-2013 including vinyl siding, AC, and water heater. This home offers lots of room for outdoor entertaining. There is a screened room off the carport with tile flooring and roll down shades. Through the screened room is a storage room/workshop that houses that washer and dryer. From the storage room you can walk out onto a covered concrete patio area that currently serves as a storage for the golf cart that will remain with the house. With no rear neighbors, the open wooden deck and the paver patio at the rear of the home are perfect areas to relax and enjoy a good book or your morning coffee. This home is located in a 55+ community. Residents enjoy access to an clubhouse filled with activities and amenities as well as a community pool and hot tub. Some of the amenities include a library, fitness room, kitchen, craft room, workshop and shuffleboard. The clubhouse overlooks a lake and features a fishing dock. The HOA fees include cable, internet, water, sewer and lawn care. This home is a MUST SEE!!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,152

Sqft

0.11 ac

Lot size

1974

Year built

One

Levels

$126

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringOther
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ExteriorStorage

Community & fees

HOA fee$292/mo
Taxes (2025)$1,765/yr
PetsNumber Limit, Size Limit, Yes
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,517 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$147
HOA fee — from the listing$292
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,517/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$147
HOA / condo fee$292
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$119KedgeAI estimate $138,615 · range $124K$176K$183K

vs edgeAI estimate

+4.6%

$/sqft vs Lakeland actives

$126 vs $191

Days on market

64 vs 33 typical

Where $126/sqft sits among the 400 Lakeland actives

75 · this home
102
113
54
22
34
$119–151$151–184$184–216$216–248$248–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 526 CASSANDRA LANE

Drive times from this address

Walt Disney World38 min
Downtown Tampa40 min
Universal Orlando48 min
Tampa Int’l Airport (TPA)51 min
Downtown Orlando54 min
Orlando Int’l Airport (MCO)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33809 — neighborhood snapshot

Population

30,498

Median age

42.6

Median income

$67,112

Median home value

$248,700

Avg household

2.58

Households w/ children

3,738

For the school run

Polk County School District

ElementaryEdgar L. Padgett Elementary★★★★
MiddleLake Gibson Middle School★★★★
HighLake Gibson Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

208 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% below the LAKELAND 33809 median. See the full Lakeland market guide →

Paper trail

This home's history

May 30, 2026Listed at $145,000 · 64 days on market since
1974Built · LAKELAND HILLS ESTATES

Reality check

What actually sold near 526 CASSANDRA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

730 W CARVER STREETSold · Sep ’25

$275,000

730 W CARVER STREET

3 bd · 1 ba · 1,170 sqft · $235/sqft · 27 DOM

3504 N FLORIDA AVENUESold · Dec ’25

$320,000

3504 N FLORIDA AVENUE

3 bd · 3 ba · 1,172 sqft · $273/sqft · 17 DOM

224 CREVASSE STREETSold · Jan ’26

$204,500

224 CREVASSE STREET

3 bd · 2 ba · 1,100 sqft · $186/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 526 CASSANDRA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 526 CASSANDRA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

526 CASSANDRA LANE FAQs

What would the monthly payment be for 526 CASSANDRA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,517/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 526 CASSANDRA LANE?+

The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 526 CASSANDRA LANE?+

The most recent tax bill on record (2025) was $1,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 526 CASSANDRA LANE?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $145,000, this home is listed about 57% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 526 CASSANDRA LANE?+

Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HARPER REALTY FL, LLC · Rachel Hernandez. MLS #L4962313.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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