2115 KINGS CROSSING SW, WINTER HAVEN, FL, 33880
Active64 days on marketListed May 29, 2026MLS #L4962289
About this home
2115 KINGS CROSSING SW
*PRICE IMPROVEMENT*~2/2 Winter Haven residence Offered for Sale~ Great opportunity for a first-time home buyer or an investor! This adorable 2/2 property features 1396 square feet of living area, a split plan, two bonus rooms which could be used as bedrooms, vaulted ceilings, primary bedroom with walk-in closet and en-suite bath, wood burning fireplace, large, screened patio and a one car garage. Property is wheelchair accessible. Roof and A/C are less than 5 years old and water heater is newer. Convenient to fishing, dining, shopping, and medical/educational facilities. Monthly HOA fee covers grounds maintenance, streetlights and community pool care.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,396
Sqft
0.1 ac
Lot size
1
Garage
1979
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,633 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,633/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.5%
$/sqft vs Winter Haven actives
$154 vs $170
Days on market
64 vs 42 typical
Where $154/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Stonebridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$32,171/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,820/mo median
Live Winter Haven rental listing data — this home’s rate depends on size, condition and furnishing.
The Winter Haven short-term market
▼ Softening46%
Occupancy
▼ 23% yr/yr
$205
Avg nightly rate
▲ 16% yr/yr
$23K/yr
Revenue per listing
$99
RevPAR
38 days
Booking lead time
5.4 nights
Avg stay
4
Typical min nights
281
Active rentals
▼ 6% supply
Seasonality — monthly occupancy
Peaks at 61% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Winter Haven — the projection above is specific to this home’s size.
Where it sits
Inside Stonebridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Stonebridge is a short-term-rental community. See the full guide →
WINTER HAVEN 33880 — neighborhood snapshot
Population
42,336
Median age
36.5
Median income
$56,803
Median home value
$200,900
Avg household
2.8
Households w/ children
5,516
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
188 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 2115 KINGS CROSSING SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$394,205
35464 COVENTRY FIELDS LOOP · same community
3 bd · 2 ba · 1,545 sqft · $255/sqft · 0 DOM
Sold · Oct ’25$320,000
2396 STONEBRIDGE DRIVE · same community
3 bd · 2 ba · 1,757 sqft · $182/sqft · 77 DOM
Sold · Aug ’25$365,000
Nearby listing · same community
3 bd · 2 ba · 1,996 sqft · $183/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2115 KINGS CROSSING SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2115 KINGS CROSSING SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2115 KINGS CROSSING SW FAQs
What would the monthly payment be for 2115 KINGS CROSSING SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,633/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2115 KINGS CROSSING SW?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2115 KINGS CROSSING SW?+
The most recent tax bill on record (2025) was $152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2115 KINGS CROSSING SW be rented short-term?+
Yes — this home sits inside Stonebridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2115 KINGS CROSSING SW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $215,000, this home is listed about 25% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2115 KINGS CROSSING SW?+
Denison Middle School (middle), Winter Haven Senior High School (high), John Snively Elementary (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER HAVEN 33880 market on paper
$215,000 is 4% below the WINTER HAVEN 33880 median of $222,900, and at $154/sqft it sits under the Winter Haven average of $172.
02Zoned for nightly rentals
Stonebridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $234,900, now $215,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOUSE OF GLASS REAL ESTATE PM · Andrea Muzzy. MLS #L4962289.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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