3603 NATURAL TRACE, PLANT CITY, FL, 33565
Active63 days on marketListed May 31, 2026MLS #L4962267
About this home
3603 NATURAL TRACE
Beautiful 4 Bedroom Home in Highly Desirable Plant City – Practically New! Built in 2023. Stunning home offers a large open floorplan, modern finishes—the perfect blend of comfort and convenience. As you enter, you’re greeted by a wide foyer that flows seamlessly into the open living, dining, and kitchen areas. The kitchen is a true highlight, featuring: • Bright light wood cabinetry with abundant storage • Granite countertops • Stainless steel appliances • A very large island ideal for cooking, gathering, or entertaining • A spacious pantry • Fenced backyard. The open layout makes hosting effortless, and the sliding glass doors fill the space with natural light while offering a serene view of the backyard. The master bedroom includes a generous walk-in closet, while the master bathroom offers a double vanity and a large walk-in shower. A 2-car garage and large laundry room—complete with washer and dryer—add even more convenience. Community Amenities:Enjoy resort-style living with access to a community pool, basketball courts, tennis courts, playground, and dog park. Location Perks: Minutes from I-4, shopping, restaurants, and everything Plant City is. Rental Details: • Available July 15 This home is a rare find and will go quickly—schedule your showing today before it’s gone
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,935
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NORTH PARK ISLE
$1 vs $156
Days on market
63 vs 33 typical
Where $1/sqft sits among the 6 homes for sale in NORTH PARK ISLE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33565 — neighborhood snapshot
Population
17,716
Median age
43.6
Median income
$67,403
Median home value
$237,600
Avg household
2.81
Households w/ children
1,795
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$354K → $365K
Plant City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
3 of 6
NORTH PARK ISLE have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PLANT CITY 33565 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3603 NATURAL TRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$360,790
1803 TROPICAL OASIS AVENUE · same community
4 bd · 2 ba · 1,936 sqft · $186/sqft · 17 DOM
Sold · Jun ’26$348,090
3839 NORTHERN KEY DRIVE · same community
4 bd · 2 ba · 1,936 sqft · $180/sqft · 21 DOM
Sold · Nov ’25$357,990
3514 N MARYLAND AVENUE · same community
4 bd · 2 ba · 1,828 sqft · $196/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3603 NATURAL TRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3603 NATURAL TRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3603 NATURAL TRACE FAQs
What would the monthly payment be for 3603 NATURAL TRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3603 NATURAL TRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $2,590, this home is listed about 99% below the Plant City median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3603 NATURAL TRACE?+
Knights Elementary School (elementary), Marshall Middle Magnet School (middle), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STRAIGHT UP REALTY & PM LLC · Mary Kay Cook. MLS #L4962267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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