5020 PINE STREET, SEFFNER, FL, 33584
Active57 days on marketListed May 25, 2026MLS #L4962127
About this home
5020 PINE STREET
Welcome to this cozy 3-bedroom, 3 full bathroom retreat sitting on a spacious corner lot with no HOA! Enjoy Florida living with a saltwater pool, uncaged pool area, fully fenced backyard, firepit, and storage shed — perfect for relaxing or entertaining. Inside, you’ll find a bonus entertainment room featuring an extended bar, pool-access bathroom, and a beautiful stone accent wall with fireplace. The garage offers side access and flexibility for a possible 4th bedroom or in-law suite conversion. Solar panels will be paid off at closing, helping reduce future utility expenses. Conveniently located with easy access to I-4 and under 25 minutes to Tampa International Airport, Busch Gardens Tampa Bay, Seminole Hard Rock Hotel & Casino Tampa, and Ybor City. Whether you're looking for a unique primary residence or an income-producing short-term rental opportunity, this property offers incredible flexibility and potential. Schedule your private showing today before it's gone!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,509
Sqft
0.21 ac
Lot size
1
Garage
1981
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seffner actives
$252 vs $226
Days on market
57 vs 22 typical
Where $252/sqft sits among the 78 Seffner actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seffner
Get to know Seffner. See the full Seffner guide →
SEFFNER 33584 — neighborhood snapshot
Population
27,172
Median age
41.8
Median income
$68,330
Median home value
$280,700
Avg household
2.68
Households w/ children
3,144
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seffner market
$365K → $350K
Seffner median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
42 of 78
Seffner actives have cut their price
Median sold price, Seffner, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5020 PINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$380,000
1320 OAK VALLEY DRIVE · same community
4 bd · 2 ba · 1,400 sqft · $271/sqft · 75 DOM
Sold · Dec ’25$295,000
1217 OAK VALLEY DRIVE · same community
3 bd · 2 ba · 1,271 sqft · $232/sqft · 24 DOM
Sold · May ’26$225,000
1229 OAK VALLEY DRIVE · same community
3 bd · 2 ba · 1,235 sqft · $182/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5020 PINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5020 PINE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5020 PINE STREET FAQs
What would the monthly payment be for 5020 PINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,006/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5020 PINE STREET?+
The most recent tax bill on record (2025) was $5,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seffner?+
At $379,999, this home is listed about 5% below the Seffner median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5020 PINE STREET?+
Burnett Middle School (middle), Bailey Elementary School (elementary), Strawberry Crest High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Time on market is leverage
57 days on market against a Seffner median of 22 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Burnett Middle School, Bailey Elementary School, Strawberry Crest High School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $400,000, now $379,999 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Ron Cardenas. MLS #L4962127.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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