204 JEFFERSON DRIVE, LAKE PLACID, FL, 33852
Active49 days on marketListed Jun 15, 2026MLS #L4962044
About this home
204 JEFFERSON DRIVE
Virtually Staged. Enjoy the peace and privacy of country living without sacrificing convenience. This well-maintained ranch-style home sits on 1.73 secluded acres in beautiful Lake Placid and offers no HOA, USDA eligibility with the potential for 100% financing for qualified buyers, and plenty of space to live, work, and play. Thoughtfully maintained and move-in ready, many of the major updates have already been completed for added peace of mind, including a roof replaced in December 2017, A/C (2021), water heater (2019), septic serviced in 2025, and an owned Culligan whole-home water treatment system that will convey with the property. Inside, you'll find a spacious split-bedroom floor plan designed for both everyday living and entertaining. The kitchen opens to the main living areas and features updated appliances, ample cabinet space, and an adjacent breakfast nook overlooking the backyard. The primary suite offers two walk-in closets, dual vanities, a walk-in shower, and private access to the enclosed lanai. Step outside to enjoy your own backyard retreat. Relax year-round in the spacious screened lanai with a cozy wood-burning fireplace, or gather with family and friends on the expansive paver patio featuring a built-in fire pit—perfect for entertaining under the Florida skies. The detached drive-through workshop/garage, complete with garage doors on both ends, provides incredible versatility for storing boats, RVs, ATVs, equipment, tools, or creating the ultimate hobby space. A chicken coop and AU zoning allow for some farm animals, making this property ideal for anyone looking to embrace a more rural lifestyle while still enjoying modern conveniences. Conveniently located just off State Road 70 with quick access to Highway 27, you'll be only minutes from shopping, dining, and everyday amenities while enjoying the peace and tranquility that make Lake Placid so desirable. Surrounded by nearby lakes known for boating, fishing, and outdoor recreation, this property offers the perfect balance of country living and convenience. Don't miss this rare opportunity to own a beautifully maintained home on acreage with room to live, work, play, and grow—all without HOA restrictions. From the peaceful setting to the versatile indoor and outdoor living spaces, this is a property that truly needs to be experienced in person to appreciate everything it has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,017
Sqft
1.73 ac
Lot size
2
Garage
1997
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,919 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,919/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Placid actives
$208 vs $195
Days on market
49 vs 73 typical
Where $208/sqft sits among the 61 Lake Placid actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $555K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
24 of 61
Lake Placid actives have cut their price
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2525% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 204 JEFFERSON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 JEFFERSON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
204 JEFFERSON DRIVE FAQs
What would the monthly payment be for 204 JEFFERSON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,919/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 204 JEFFERSON DRIVE?+
The most recent tax bill on record (2025) was $1,214. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Placid?+
At $420,000, this home is listed about 51% above the Lake Placid median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 204 JEFFERSON DRIVE?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 2525% above the LAKE PLACID 33852 median — but at 2,017 sqft it's also 34% larger than the typical Lake Placid listing.
02Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $430,000, now $420,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Brittney Hamann. MLS #L4962044.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake Placid homes, in your inbox
Like 204 JEFFERSON DRIVE but not quite? A daily digest of every new listing in Lake Placid — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →