5421 WATERSIDE DRIVE, AUBURNDALE, FL, 33823
Active68 days on marketListed May 18, 2026MLS #L4961969
About this home
5421 WATERSIDE DRIVE
Under Construction. This 2500 Sq ft home has 4 bedrooms and 3 baths, 3 car garage, lots of entertaining space and luxurious details throughout! Upon entering you will enjoy the open concept great room/dining room/kitchen with 10’ ceilings, wood look plank tile in main areas, granite countertops throughout, 5 ¼ inch baseboards, wainscotting in dining room and much more. The owner suite is spacious with Tray Ceiling w/crown molding. Ensuite has double sink vanity with extra storage drawers, linen closet, tile separate shower w/glass door, nice tub, etc. This home has 3 other spacious bedrooms and 3 baths with linen closet, tub-shower combo, separate toilet, duel split vanity sink with storage drawers. The exterior of the home has a tile roof and patio paver driveway, and patio paver covered lanai. This community is gated, has a gorgeous clubhouse with fitness center, pool overlooking the lake, basketball and tennis courts.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,508
Sqft
0.26 ac
Lot size
3
Garage
2026
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,909 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,909/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs LAKE JULIANA ESTATES
$218 vs $204
Days on market
68 vs 50 typical
Where $218/sqft sits among the 25 homes for sale in LAKE JULIANA ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Juliana Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Lake Juliana Estates — neighborhood snapshot
Population
355
Median age
53
Median income
$101,000
Median home value
$379,400
Avg household
3
Households w/ children
35%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
18 of 25
LAKE JULIANA ESTATES have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 5421 WATERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$543,792
4276 JULIANA LAKE DRIVE · same community
4 bd · 3 ba · 2,508 sqft · $217/sqft · 0 DOM
Sold · Jan ’26$543,792
4300 JULIANA LAKE DRIVE · same community
4 bd · 3 ba · 2,508 sqft · $217/sqft · 175 DOM
Sold · Aug ’25$538,792
5220 TENNESSEE RIDGE COURT · same community
4 bd · 3 ba · 2,508 sqft · $215/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5421 WATERSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5421 WATERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5421 WATERSIDE DRIVE FAQs
What would the monthly payment be for 5421 WATERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,909/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5421 WATERSIDE DRIVE?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5421 WATERSIDE DRIVE?+
The most recent tax bill on record (2025) was $1,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5421 WATERSIDE DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $546,792, this home is listed about 54% above the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5421 WATERSIDE DRIVE?+
Lena Vista Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY · Laurie Krall. MLS #L4961969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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