David Ramirez

3166 GREAT HERON LOOP, POLK CITY, FL, 33868

Active71 days on marketListed May 14, 2026MLS #L4961894

BAY LAKE RESIDENCE

About this home

3166 GREAT HERON LOOP

With mature landscaping and very close to the clubhouse, this paver pad is ready and waiting for you to make it your personal paradise! Priced at only $159,000 you wont be able to replicate this property for that price. Call today to schedule a showing! Bay Lake Motorcoach Resort is a Class A motorcoach resort offering incredible amenities. Owners and visitors can fill their days with activities and club outings or simply relax and enjoy the resort. Whether in search of community, travel, relaxation or recreation, Bay Lake is your home base for the Florida Lifestyle.

Facts & features

The home at a glance

0.1 ac

Lot size

Park/Greenbelt view

Inside

Outside & construction

ViewPark/Greenbelt
FacesSouthwest

Community & fees

HOA fee$150/mo
Taxes (2025)$1,996/yr
PetsCats OK, Dogs OK, Number Limit
CommunityCommunity Boat Ramp · Lake · Private Boat Ramp · Water Access · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · BB/HS Internet Capable · Electricity Available · Phone Available · Sewer Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,483 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$936
FHA mortgage insurance (est.)$70
Property tax — 2025 actual bill$166
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,565
Interest rate6.00%
Loan term

Estimated payment

$1,483/mo

Principal & interest$936
FHA mortgage insurance (est.)$70
Property taxes (actual bill)$166
HOA / condo fee$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Polk City

Map of 3166 GREAT HERON LOOP

Drive times from this address

Walt Disney World31 min
Universal Orlando41 min
Downtown Orlando47 min
Downtown Tampa50 min
Orlando Int’l Airport (MCO)52 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★
HighTenoroc High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketLeans buyer7.6 months of inventoryBuyer’s market

$280K$295K

Polk City median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 224% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

May 14, 2026Listed at $159,000 · 71 days on market since

Reality check

What actually sold near 3166 GREAT HERON LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2991 WOOD DUCK DRIVESold · Jan ’26

$220,000

2991 WOOD DUCK DRIVE · same community

1 bd · 1 ba · 384 sqft · $573/sqft · 248 DOM

3270 GREEN HERON DRIVESold · May ’26

$387,000

3270 GREEN HERON DRIVE · same community

2 bd · 2 ba · 1,217 sqft · $318/sqft · 144 DOM

5068 TENNESSEE LAKE DRIVESold · Jan ’26

$365,000

5068 TENNESSEE LAKE DRIVE

4 bd · 2 ba · 1,820 sqft · $201/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3166 GREAT HERON LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3166 GREAT HERON LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3166 GREAT HERON LOOP FAQs

What would the monthly payment be for 3166 GREAT HERON LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,483/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3166 GREAT HERON LOOP?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3166 GREAT HERON LOOP?+

The most recent tax bill on record (2025) was $1,996. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3166 GREAT HERON LOOP?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $159,000, this home is listed about 60% below the Polk City median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3166 GREAT HERON LOOP?+

Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GOLDSMITH PROPERTY SOLUTIONS · Taylor Goldsmith. MLS #L4961894.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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