3434 DIAMOND TERRACE, MULBERRY, FL, 33860
Active75 days on marketListed May 13, 2026MLS #L4961884
About this home
3434 DIAMOND TERRACE
Welcome to 3434 Diamond Terrace in the established Imperial Lakes community of Mulberry, Florida — offering the freedom of NO HOA and a comfortable open-concept layout designed for everyday living. This 3-bedroom, 2-bathroom home with a 2-car garage sits on approximately .23 acres and features a spacious living room with carpet flooring and double doors leading to the screened rear patio, creating a seamless indoor-outdoor flow. The kitchen overlooks the main living areas and includes bar seating, an additional dining nook, color-neutral appliances, color-neutral countertops, pantry storage, and ample cabinet space. The split-bedroom floorplan offers added privacy, with the primary suite thoughtfully separated from the guest bedrooms. The primary suite features a walk-in closet, dual sinks, a separate soaking tub, and walk-in shower. Guest bedrooms offer carpet flooring, including one with a walk-in closet, and the guest bathroom includes a tub/shower combination. **WITH FULL PRICE OFFER, SELLER IS OFFERING $5,000 IN CONCESSIONS FOR BUYERS BENEFIT** Additional highlights include an inside laundry room, roof replaced in 2017 (approx), A/C approximately 4 years old, and an owned Brinks security system with window sensors and smoke detectors. Conveniently located near shopping, dining, and major roadways, this property presents an excellent opportunity to enjoy space, functionality, and flexibility in a well-established community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,620
Sqft
0.23 ac
Lot size
2
Garage
1999
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Mulberry actives
$191 vs $186
Days on market
75 vs 29 typical
Where $191/sqft sits among the 85 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
44 of 85
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 3434 DIAMOND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$299,999
3551 JADE LANE · same community
3 bd · 2 ba · 1,548 sqft · $194/sqft · 0 DOM
Sold · Feb ’26$330,000
3441 JADE LANE · same community
3 bd · 2 ba · 1,509 sqft · $219/sqft · 57 DOM
Sold · Jan ’26$332,000
3464 DIAMOND TERRACE · same community
3 bd · 2 ba · 1,506 sqft · $220/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3434 DIAMOND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3434 DIAMOND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3434 DIAMOND TERRACE FAQs
What would the monthly payment be for 3434 DIAMOND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,189/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3434 DIAMOND TERRACE?+
The most recent tax bill on record (2025) was $806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mulberry?+
At $309,900, this home is listed about 1% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3434 DIAMOND TERRACE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOELKERS LAKELAND · Lisa Matheny. MLS #L4961884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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