1610 REYNOLDS ROAD UNIT 126, LAKELAND, FL, 33801
Active88 days on marketListed May 14, 2026MLS #L4961858
About this home
1610 REYNOLDS ROAD UNIT 126
You own the land, the HOA is ONLY $710 a year, and this 2 bedroom, 2 bathroom home comes fully FURNISHED!! Plus, there's NO carpet in the main house. The adorable home has been lovingly maintained and offers a carport and a sun room. The community features a heated community pool, shuffleboard court, clubhouse, library, and nighttime security through the Sheriff's Office- all included in that annual fee. Pets are welcome here!! Come experience one of Lakeland's friendliest and most affordable 55+ communities. Roof was replaced in 2020 and the house has been replumbed. Schedule a showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.14 ac
Lot size
1979
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,205 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,205/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Lakeland actives
$144 vs $194
Days on market
88 vs 44 typical
Where $144/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33801 — neighborhood snapshot
Population
33,460
Median age
33.4
Median income
$49,210
Median home value
$138,700
Avg household
2.43
Households w/ children
3,160
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
202 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1610 REYNOLDS ROAD UNIT 126
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$124,900
1610 REYNOLDS ROAD UNIT 98 · same community
2 bd · 2 ba · 960 sqft · $130/sqft · 92 DOM
Sold · Nov ’25$135,000
1610 REYNOLDS ROAD UNIT 358 · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 9 DOM
Sold · Aug ’26$170,000
1610 REYNOLDS ROAD UNIT 316 · same community
2 bd · 2 ba · 984 sqft · $173/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1610 REYNOLDS ROAD UNIT 126 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1610 REYNOLDS ROAD UNIT 126 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1610 REYNOLDS ROAD UNIT 126 FAQs
What would the monthly payment be for 1610 REYNOLDS ROAD UNIT 126?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,205/mo — principal and interest, the actual property-tax bill, the $59/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1610 REYNOLDS ROAD UNIT 126?+
The association fee works out to $59 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1610 REYNOLDS ROAD UNIT 126?+
The most recent tax bill on record (2025) was $1,352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1610 REYNOLDS ROAD UNIT 126?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $138,000, this home is listed about 59% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1610 REYNOLDS ROAD UNIT 126?+
Tenoroc High School (high), Lena Vista Elementary School (elementary), Jere L. Stambaugh Middle (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKELAND 33801 market on paper
$138,000 is 46% below the LAKELAND 33801 median of $253,450, and at $144/sqft it sits under the Lakeland average of $207.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
88 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $145,000, now $138,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Ashley Bearden. MLS #L4961858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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