David Ramirez
$399,500$425,0004 bd2 ba2,000 sqft$200 /sqft$3,066 /mo all-in ↓

715 S LAKESIDE TERRACE, EAGLE LAKE, FL, 33839

Active70 days on marketListed May 15, 2026MLS #L4961783

Reduced $26KWaterfrontSingle Family ResidenceEAGLE TERRACE

About this home

715 S LAKESIDE TERRACE

One or more photo(s) has been virtually staged. HUGE PRICE DROP! Tucked away at the end of a quiet dead-end street, this exceptional west-facing lakefront residence offers the perfect blend of luxury, privacy, and everyday waterfront living. From the moment you arrive, you’ll appreciate the mature palm landscaping, NEWLY RENEWED SPRINKLER SYSTEM, expansive parking for up to five vehicles, attached 1 car garage, and inviting screened front lanai that create a warm and welcoming first impression. The backyard is further enhanced by beautiful mature mango trees, adding both tropical charm and shade to the peaceful outdoor setting. Inside, the home features a spacious and thoughtfully designed split floor plan with four bedrooms, two updated bathrooms, and a dedicated office overlooking the lake featuring a newly installed ceiling, adding even more functionality perfect for working from home while enjoying breathtaking water views. The recently UPDATED second bathroom features a relaxing JACUZZI TUB. The primary suite serves as a private retreat with a large walk-in closet and beautifully updated en suite bath showcasing a BRAND NEW oversized glass shower door for a modern luxury feel. The fourth bedroom was recently converted into a true bedroom space with NEW FLOORING, fresh walls, and a NEWLY ADDED CLOSET. The open-concept living and kitchen area is designed for both comfort and entertaining, offering soaring ceilings, abundant natural light, granite countertops, stainless steel appliances including a dishwasher and stove, and beautifully updated finishes throughout. Designed to fully embrace the Florida lakefront lifestyle, the outdoor spaces truly set this property apart. Enjoy peaceful mornings or unforgettable sunset evenings from the massive screened-in back lanai overlooking the water. A BRAND NEW DECK extends the entertaining space lakeside and features lanai lighting that creates a stunning nighttime atmosphere. Down by the water, you’ll find a peaceful reading nook and shaded lounge area along with a dedicated sunset seating space accented by a BRAND NEW RETAINING WALL WITH SOLAR LIGHTING. Power is also available by the lake, making this an ideal setup for entertaining, relaxing evenings, or waterfront recreation. The lake even features a SLALOM COURSE, creating an incredible opportunity for water skiing enthusiasts. Additional highlights include a roof replaced in 2016, AC replaced in May 2018, water heater is new, an owned water softener system, a storage shed, and a swingset that will remain with the property. Any remaining items currently in the home will also stay for the buyer’s convenience. Whether boating, entertaining, skiing, or simply enjoying the peaceful lakefront setting, this property captures the essence of private waterfront living with a setting that feels both luxurious and resort-inspired.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,000

Sqft

0.37 ac

Lot size

1

Garage

1985

Year built

One

Levels

$200

Per sqft

WaterfrontFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNortheast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorIrrigation System · Lighting · Playground · Sidewalk · Storage

Community & fees

Taxes (2025)$4,532/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,066 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$378
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,983Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,983
Interest rate6.00%
Loan term

Estimated payment

$3,066/mo

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$378
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$292KedgeAI estimate $335,457 · range $304K$356K$415K

vs edgeAI estimate

+19.1%

$/sqft vs Eagle Lake actives

$200 vs $159

Days on market

70 vs 17 typical

Where $200/sqft sits among the 61 Eagle Lake actives

14
16
6
7
9
9 · this home
$136–147$147–157$157–168$168–179$179–189$189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Map of 715 S LAKESIDE TERRACE

Drive times from this address

Walt Disney World50 min
Downtown Tampa54 min
Universal Orlando60 min
Tampa Int’l Airport (TPA)65 min
Downtown Orlando66 min
Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryLake Shipp Elementary School★★★★
HighLake Region High School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$302K$285K

Eagle Lake median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

28 of 61

Eagle Lake actives have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,500 $26K
May 15, 2026Listed at $425,000 · 70 days on market since
1985Built · EAGLE TERRACE

Reality check

What actually sold near 715 S LAKESIDE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

705 LAKESIDE TERRACESold · Dec ’25

$205,000

705 LAKESIDE TERRACE · same community

3 bd · 2 ba · 1,110 sqft · $185/sqft · 88 DOM

890 PEBBLE CREST LANESold · Nov ’25

$325,060

890 PEBBLE CREST LANE

4 bd · 3 ba · 2,001 sqft · $162/sqft · 47 DOM

944 PEARLWOOD LOOPSold · Nov ’25

$294,385

944 PEARLWOOD LOOP

4 bd · 3 ba · 2,001 sqft · $147/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 715 S LAKESIDE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 715 S LAKESIDE TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

715 S LAKESIDE TERRACE FAQs

What would the monthly payment be for 715 S LAKESIDE TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 715 S LAKESIDE TERRACE?+

The most recent tax bill on record (2025) was $4,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 715 S LAKESIDE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $399,500, this home is listed about 37% above the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.

Which schools are assigned to 715 S LAKESIDE TERRACE?+

Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$399,500 runs 41% above the EAGLE LAKE 33839 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

70 days on market against a Eagle Lake median of 17 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $425,000, now $399,500 — a $26K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4961783.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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