
715 S LAKESIDE TERRACE, EAGLE LAKE, FL, 33839
Active70 days on marketListed May 15, 2026MLS #L4961783
About this home
715 S LAKESIDE TERRACE
One or more photo(s) has been virtually staged. HUGE PRICE DROP! Tucked away at the end of a quiet dead-end street, this exceptional west-facing lakefront residence offers the perfect blend of luxury, privacy, and everyday waterfront living. From the moment you arrive, you’ll appreciate the mature palm landscaping, NEWLY RENEWED SPRINKLER SYSTEM, expansive parking for up to five vehicles, attached 1 car garage, and inviting screened front lanai that create a warm and welcoming first impression. The backyard is further enhanced by beautiful mature mango trees, adding both tropical charm and shade to the peaceful outdoor setting. Inside, the home features a spacious and thoughtfully designed split floor plan with four bedrooms, two updated bathrooms, and a dedicated office overlooking the lake featuring a newly installed ceiling, adding even more functionality perfect for working from home while enjoying breathtaking water views. The recently UPDATED second bathroom features a relaxing JACUZZI TUB. The primary suite serves as a private retreat with a large walk-in closet and beautifully updated en suite bath showcasing a BRAND NEW oversized glass shower door for a modern luxury feel. The fourth bedroom was recently converted into a true bedroom space with NEW FLOORING, fresh walls, and a NEWLY ADDED CLOSET. The open-concept living and kitchen area is designed for both comfort and entertaining, offering soaring ceilings, abundant natural light, granite countertops, stainless steel appliances including a dishwasher and stove, and beautifully updated finishes throughout. Designed to fully embrace the Florida lakefront lifestyle, the outdoor spaces truly set this property apart. Enjoy peaceful mornings or unforgettable sunset evenings from the massive screened-in back lanai overlooking the water. A BRAND NEW DECK extends the entertaining space lakeside and features lanai lighting that creates a stunning nighttime atmosphere. Down by the water, you’ll find a peaceful reading nook and shaded lounge area along with a dedicated sunset seating space accented by a BRAND NEW RETAINING WALL WITH SOLAR LIGHTING. Power is also available by the lake, making this an ideal setup for entertaining, relaxing evenings, or waterfront recreation. The lake even features a SLALOM COURSE, creating an incredible opportunity for water skiing enthusiasts. Additional highlights include a roof replaced in 2016, AC replaced in May 2018, water heater is new, an owned water softener system, a storage shed, and a swingset that will remain with the property. Any remaining items currently in the home will also stay for the buyer’s convenience. Whether boating, entertaining, skiing, or simply enjoying the peaceful lakefront setting, this property captures the essence of private waterfront living with a setting that feels both luxurious and resort-inspired.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,000
Sqft
0.37 ac
Lot size
1
Garage
1985
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,066 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,066/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.1%
$/sqft vs Eagle Lake actives
$200 vs $159
Days on market
70 vs 17 typical
Where $200/sqft sits among the 61 Eagle Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$302K → $285K
Eagle Lake median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
28 of 61
Eagle Lake actives have cut their price
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 715 S LAKESIDE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$205,000
705 LAKESIDE TERRACE · same community
3 bd · 2 ba · 1,110 sqft · $185/sqft · 88 DOM
Sold · Nov ’25$325,060
890 PEBBLE CREST LANE
4 bd · 3 ba · 2,001 sqft · $162/sqft · 47 DOM
Sold · Nov ’25$294,385
944 PEARLWOOD LOOP
4 bd · 3 ba · 2,001 sqft · $147/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 715 S LAKESIDE TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 715 S LAKESIDE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
715 S LAKESIDE TERRACE FAQs
What would the monthly payment be for 715 S LAKESIDE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 715 S LAKESIDE TERRACE?+
The most recent tax bill on record (2025) was $4,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 715 S LAKESIDE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $399,500, this home is listed about 37% above the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.
Which schools are assigned to 715 S LAKESIDE TERRACE?+
Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,500 runs 41% above the EAGLE LAKE 33839 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
70 days on market against a Eagle Lake median of 17 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $425,000, now $399,500 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4961783.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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