2202 BAHAMA ROAD W, SEBRING, FL, 33870
Active70 days on marketListed May 15, 2026MLS #L4961740
About this home
2202 BAHAMA ROAD W
Beautiful lot where you own your land! Located in Sebring Falls, a desirable 55+ community with no lot rent. Enjoy a low HOA fee of just $50 per month, which includes access to the clubhouse, social activities, and a beautiful community pool. This well-maintained 2-bedroom, 2 full-bath home features handicap-accessible entry and a spacious layout. As you enter, you’re welcomed into a comfortable family room with a electric fireplace. The home offers durable vinyl flooring throughout the kitchen, living room, office, and bathrooms. The kitchen is a standout with a large center island—perfect for entertaining or casual breakfasts. Both bathrooms feature walk-in showers, including the primary suite for added convenience. Enjoy additional living space in the large 21' x 10' enclosed porch with windows, ideal for relaxing year-round. Outside, you’ll find nice landscaping, a huge carport, and a utility/laundry room. There’s also an extra storage shed for added convenience. Every room includes ceiling fans. Located just minutes from shopping, dining, and everyday conveniences, this home sits on a larger lot and offers both comfort and value—this one won’t last long!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,320
Sqft
0.14 ac
Lot size
1980
Year built
One
Levels
$121
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,363 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,363/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$121 vs $188
Days on market
70 vs 60 typical
Where $121/sqft sits among the 204 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
88 of 204
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the SEBRING 33870 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 2202 BAHAMA ROAD W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$155,000
1507 CARIBBEAN ROAD · same community
3 bd · 2 ba · 1,188 sqft · $130/sqft · 39 DOM
Sold · Jun ’26$142,500
1535 CARIBBEAN ROAD · same community
2 bd · 2 ba · 1,151 sqft · $124/sqft · 9 DOM
Sold · Dec ’25$289,900
4324 WESTMINSTER ROAD
3 bd · 2 ba · 1,322 sqft · $219/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2202 BAHAMA ROAD W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2202 BAHAMA ROAD W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2202 BAHAMA ROAD W FAQs
What would the monthly payment be for 2202 BAHAMA ROAD W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,363/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2202 BAHAMA ROAD W?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2202 BAHAMA ROAD W?+
The most recent tax bill on record (2025) was $1,688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2202 BAHAMA ROAD W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $159,900, this home is listed about 43% below the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2202 BAHAMA ROAD W?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADVANTAGE REALTY 1 · BJ Wagner. MLS #L4961740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sebring homes, in your inbox
Like 2202 BAHAMA ROAD W but not quite? A daily digest of every new listing in Sebring — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →