5411 DELPHI HILLS CIRCLE, LAKELAND, FL, 33812
Active82 days on marketListed May 13, 2026MLS #L4961732
About this home
5411 DELPHI HILLS CIRCLE
Welcome to The Innovator by Hulbert Homes — a stunning custom-built luxury pool home completed in 2024 and ideally situated within the gated community of Delphi Hills in South Lakeland. Blending exceptional craftsmanship, innovative design, and elevated finishes throughout, this 4-bedroom, 3.5-bath residence offers refined Florida living across three impressive levels connected by a private elevator. Designed for both everyday comfort and upscale entertaining, the gourmet kitchen is truly the heart of the home, showcasing a striking black ZLINE appliance package including a gas range, built-in convection oven, refrigerator, dishwasher, and designer range hood. Quartz countertops, a massive seating island, custom lighting, tile backsplash, and soft-close wood cabinetry create a sophisticated and functional space. A walk-in “Super Pantry” with built-in shelving and additional quartz countertops adds both elegance and practicality. The dramatic great room features soaring 22-foot ceilings, an inviting electric fireplace, gorgeous wood flooring, and a stunning wall of sliding glass doors opening to the expansive pavered lanai. Outdoor living is elevated with a gas fireplace, entertaining bar complete with sink and refrigerator, and a screened saltwater pool with waterfall feature and swim-out lounging area designed for resort-style relaxation. A wrought-iron safety fence surrounds the pool area for added peace of mind. The luxurious primary suite, located on the second level, serves as a private retreat featuring a custom lighted accent wall and spa-inspired bath with split quartz vanities, designer lighting, soaking tub, oversized walk-in shower with multiple shower heads including a rain shower, private water closet, and an unexpected coffee bar complete with sink and refrigerator. The impressive 8x19 walk-in closet offers custom built-in storage and a dedicated makeup area. The second floor also includes two additional bedrooms, a full bath, and a versatile loft space ideal for a home office, fitness area, media room, or additional lounge space. The third floor is designed for entertaining and unforgettable gatherings, featuring a sprawling 25x28 bonus room complete with wet bar, wine refrigerator, custom wine rack, tile backsplash, and access to a private Trex balcony offering elevated views and additional outdoor living space. In addition, there is a 4th bedroom with wonderful views, a large walk-in closet and a full bath on this level - perfect guest suite, multi-generational living, and more. Additional upgrades and features include Magic Glass privacy entry doors, custom shades throughout, double-paned windows, tankless gas water heater, TV mounts in all bedrooms and gathering areas, a beautifully designed powder bath with custom tile flooring, and an oversized, side-entry 3-car garage featuring epoxy flooring, a built-in loft storage area, and a custom Trex staircase. Delphi Hills offers an intimate collection of luxury custom homes within one of South Lakeland’s most desirable gated communities, conveniently located near shopping, dining, medical facilities, recreational amenities, and top-rated schools. This extraordinary residence seamlessly blends luxury, comfort, and modern sophistication in one unforgettable home.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,993
Sqft
0.38 ac
Lot size
3
Garage
2024
Year built
Three Or More
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,096 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,096/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$419 vs $190
Days on market
82 vs 43 typical
Where $419/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 344% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5411 DELPHI HILLS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,200,000
2668 DELPHI HILLS COURT · same community
4 bd · 3 ba · 3,186 sqft · $377/sqft · 46 DOM
Sold · Sep ’25$820,000
6357 ASHLEY DRIVE
4 bd · 4 ba · 3,858 sqft · $213/sqft · 88 DOM
Sold · Jul ’26$800,000
2121 SOUTHERN OAKS LANE
5 bd · 3.5 ba · 3,846 sqft · $208/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5411 DELPHI HILLS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5411 DELPHI HILLS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5411 DELPHI HILLS CIRCLE FAQs
What would the monthly payment be for 5411 DELPHI HILLS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,096/mo — principal and interest, the actual property-tax bill, the $154/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5411 DELPHI HILLS CIRCLE?+
The association fee works out to $154 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5411 DELPHI HILLS CIRCLE?+
The most recent tax bill on record (2025) was $13,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5411 DELPHI HILLS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $1,674,900, this home is listed about 388% above the Lakeland median of $343,400. The market section on this page shows how the area is trending.
Which schools are assigned to 5411 DELPHI HILLS CIRCLE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,674,900 runs 344% above the LAKELAND 33812 median — but at 3,993 sqft it's also nearly twice the size of the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $1,699,900, now $1,674,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Brian Stephens. MLS #L4961732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 5411 DELPHI HILLS CIRCLE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →