725 HERITAGE DRIVE NE, WINTER HAVEN, FL, 33881
Active87 days on marketListed May 7, 2026MLS #L4961718
About this home
725 HERITAGE DRIVE NE
Virtually Staged. Located in the desirable Hamilton Pointe community, this beautifully maintained 4-bedroom, 2.5-bath pool home offers 3,114 square feet of living space and sits on a half-acre lot with no rear neighbors, providing peaceful views of a protected conservation area and exceptional backyard privacy. Built in 1992, this home features a spacious kitchen with an eat-in area and French doors leading to the lanai, a grand living room with soaring 13-foot ceilings, crown molding throughout, a striking coral tile fireplace, and two sets of French doors that open to the screened pool and lanai area, creating an abundance of natural light and seamless indoor-outdoor living. The home also features no popcorn ceilings throughout. The split floor plan offers a large primary suite complete with lanai access, dual vanities, a garden tub, walk-in shower, and generous closet space. One secondary bedroom is ideally suited for a home office, while two additional bedrooms and a full bath are located on the opposite side of the home. The formal dining room features French doors that open directly to the pool area, making it ideal for entertaining. Step outside to enjoy the oversized screened lanai and pool area, perfect for hosting family and friends year-round. The pool has been well maintained with resurfacing completed approximately three years ago, a new sand filter installed two years ago, and new screening completed one year ago. Additional updates include a roof (2019), hybrid electric heat pump water heater (2021), whole-house repipe (2021), gutters and screens (2020), and exterior paint (2019). Mature landscaping enhances the home's curb appeal, while the convenient location provides easy access to downtown Winter Haven, Highway 27, LEGOLAND, golf courses, shopping, dining, and area airports.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,114
Sqft
0.5 ac
Lot size
2
Garage
1992
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs Winter Haven actives
$180 vs $170
Days on market
87 vs 42 typical
Where $180/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33881 — neighborhood snapshot
Population
39,189
Median age
43.6
Median income
$53,867
Median home value
$177,400
Avg household
2.61
Households w/ children
3,730
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
191 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 725 HERITAGE DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$662,000
329 HAMILTON SHORES DRIVE NE · same community
5 bd · 4 ba · 3,161 sqft · $209/sqft · 54 DOM
Sold · Apr ’26$612,500
710 HERITAGE DRIVE NE · same community
4 bd · 2 ba · 2,736 sqft · $224/sqft · 215 DOM
Sold · Feb ’26$459,000
707 HERITAGE DRIVE NE · same community
3 bd · 2 ba · 2,450 sqft · $187/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 725 HERITAGE DRIVE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 725 HERITAGE DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
725 HERITAGE DRIVE NE FAQs
What would the monthly payment be for 725 HERITAGE DRIVE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,329/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 725 HERITAGE DRIVE NE?+
The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 725 HERITAGE DRIVE NE?+
The most recent tax bill on record (2025) was $7,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 725 HERITAGE DRIVE NE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $559,000, this home is listed about 96% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 725 HERITAGE DRIVE NE?+
Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$559,000 runs 128% above the WINTER HAVEN 33881 median — but at 3,114 sqft it's also nearly twice the size of the typical Winter Haven listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
87 days on market against a Winter Haven median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Laura Slocumb. MLS #L4961718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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