David Ramirez
$259,0002 bd2 ba1,234 sqft$210 /sqft$1,999 /mo all-in ↓

1241 SHAMROCK DRIVE, SEBRING, FL, 33875

Active79 days on marketListed May 6, 2026MLS #L4961612

WaterfrontSingle Family ResidenceERIN PARK

About this home

1241 SHAMROCK DRIVE

Beautiful canal-front home in a quiet neighborhood with access to Little Lake Jackson and Lake Jackson. Step inside to a welcoming foyer with a coat closet, leading into an open living/great room and dining area. This home features two spacious bedrooms, plenty of closet space, a pantry, and a two-car garage. Every room includes ceiling fans and quality LEVOLOR blinds. The kitchen has been fully remodeled with attractive granite countertops, offering both style and functionality. The home also features a charming sunroom-style plant window with shelves. Enjoy the large enclosed porch/screen room with windows, measuring approximately 21’ x 21.5’, overlooking the canal. The backyard includes citrus trees, a storage shed, and a gazebo by the canal—perfect for relaxing and enjoying the water view. Located in the city of Sebring, close to shopping, dining, and everyday conveniences, all just minutes away.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,234

Sqft

0.15 ac

Lot size

2

Garage

1988

Year built

One

Levels

$210

Per sqft

Waterfront

Inside

FlooringCarpet · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Surface Counters · Stone Counters
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Concrete Perimeter
FacesNorth
ExteriorIrrigation System · Storage

Community & fees

Taxes (2025)$2,401/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Sewer Connected · Solar · Sprinkler Well · Water Available · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,999 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,525
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,065
Interest rate6.00%
Loan term

Estimated payment

$1,999/mo

Principal & interest$1,525
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $259K
$223KedgeAI estimate $241,161 · range $232K$264K$275K

vs edgeAI estimate

+7.4%

$/sqft vs Sebring actives

$210 vs $187

Days on market

79 vs 60 typical

Where $210/sqft sits among the 206 Sebring actives

38
42
47
46 · this home
14
19
$124–149$149–174$174–199$199–224$224–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 1241 SHAMROCK DRIVE

Get to know Sebring. See the full Sebring guide →

SEBRING 33875 — neighborhood snapshot

Population

11,429

Median age

49.3

Median income

$76,990

Median home value

$216,500

Avg household

2.36

Households w/ children

1,066

For the school run

Highlands County School District

ElementaryCracker Trail Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

91 of 206

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 936% above the SEBRING 33875 median. See the full Sebring market guide →

Paper trail

This home's history

May 6, 2026Listed at $259,000 · 79 days on market since
1988Built · ERIN PARK

Reality check

What actually sold near 1241 SHAMROCK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

820 Shamrock Drive, Sebring FL 33875Sold · Apr ’26

$295,000

820 Shamrock Drive, Sebring FL 33875 · same community

3 bd · 3 ba · 2,118 sqft · $139/sqft · 199 DOM

820 SHAMROCK DRIVESold · Apr ’26

$295,000

820 SHAMROCK DRIVE · same community

3 bd · 3 ba · 2,118 sqft · $139/sqft · 198 DOM

4620 LAFAYETTE AVENUESold · May ’26

$147,000

4620 LAFAYETTE AVENUE

2 bd · 2 ba · 1,164 sqft · $126/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1241 SHAMROCK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1241 SHAMROCK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1241 SHAMROCK DRIVE FAQs

What would the monthly payment be for 1241 SHAMROCK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,999/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1241 SHAMROCK DRIVE?+

The most recent tax bill on record (2025) was $2,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sebring?+

At $259,000, this home is listed about 7% below the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1241 SHAMROCK DRIVE?+

Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADVANTAGE REALTY 1 · BJ Wagner. MLS #L4961612.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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