4790 MICHAEL LANE, PONCE INLET, FL, 32127
Active82 days on marketListed May 4, 2026MLS #L4961593
About this home
4790 MICHAEL LANE
Welcome to 4790 Michael Lane, a charming single-family home located in the beautiful coastal town of Ponce Inlet, FL. This well-maintained residence was built in 1988 and offers a cozy and inviting atmosphere for its new owners.This property provides ample outdoor space for relaxation and entertainment. The lush landscaping and mature trees surrounding the home create a serene and private setting for residents to enjoy. The layout of the home is thoughtfully designed to maximize comfort and functionality, with an open-concept living and dining area that is perfect for hosting gatherings with family and friends. A master bedroom, full bath and large walk in closet occupy one wing of the home, which leads to the pool through custom french doors. Two bedrooms and another full bath occupy the other wing, which also leads to the pool deck. This offers residents and guests both privacy and easy pool access.The kitchen is equipped with modern appliances, ample cabinet storage, and a large, central granite bar for casual dining. The bedrooms are spacious and offer plenty of natural light, providing a peaceful retreat for rest and relaxation. Bedroom floors and bathrooms are ready to be styled to your dream vision. All boast large closets with fully mirrored doors. Other highlights of this property include a two-car garage, an open air pool, and a backyard that is ideal for outdoor activities and hobbies. Whether you're looking to host a barbecue, cultivate a garden, or simply unwind in the sunshine, this home has everything you need to make the most of Florida living. Neither pesticides nor fertilizers have been used on the grounds, making the property organic and safe for animals and children.In addition to its charming features and convenient layout, 4790 Michael Lane is located in a desirable neighborhood known for its peaceful ambiance and proximity to local amenities. Residents can enjoy easy access to the beach, parks, dining and more, making it a truly idyllic place to call home.Important recent improvements include, custom front hurricane door, custom double hung windows in main areas, new HVAC and ductwork, new sockets and switches throughout, new soffit and gutters, new Hardie board siding and brand new top quality paint job. The septic field was replaced in 2025, providing an important update. The aluminum fence surrounding the backyard is also new and provides swing shut, locking gates. The interior main area is equiped with light reflective USA made VCT flooring that is recyclable. The ceiling fans are also new and the chimney was rebuilt to provide a ready-to-use wood burning fireplace. There is new, dimmable recessed lighting in the kitchen and the library and dining room light fixtures are vintage. Many thoughtful improvements have been made to adhere to energy efficiency and USA made updates. Overall, this property offers a wonderful opportunity for buyers seeking a comfortable and stylish home in a sought-after location. Don't miss your chance to make 4790 Michael Lane your own and start living the coastal lifestyle you've always dreamed of.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,876
Sqft
0.25 ac
Lot size
2
Garage
1988
Year built
One
Levels
$416
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,197 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,197/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs Ponce Inlet actives
$416 vs $374
Days on market
82 vs 74 typical
Where $416/sqft sits among the 44 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $585K
Ponce Inlet median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
25 of 44
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4790 MICHAEL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$805,000
65 CALUMET AVENUE · same community
3 bd · 2.5 ba · 2,232 sqft · $361/sqft · 425 DOM
Sold · Jul ’26$755,000
64 BUSCHMAN DRIVE · same community
3 bd · 2 ba · 2,285 sqft · $330/sqft · 41 DOM
Sold · Mar ’26$800,000
75 CALUMET AVENUE · same community
3 bd · 2 ba · 2,288 sqft · $350/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4790 MICHAEL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4790 MICHAEL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4790 MICHAEL LANE FAQs
What would the monthly payment be for 4790 MICHAEL LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,197/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4790 MICHAEL LANE?+
The most recent tax bill on record (2025) was $6,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $779,999, this home is listed about 18% above the Ponce Inlet median of $659,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4790 MICHAEL LANE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$779,999 runs 88% above the PONCE INLET 32127 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $850,000, now $779,999 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HELLOSOLD LLC · Dan Farber. MLS #L4961593.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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