David Ramirez
$375,000$389,9004 bd3 ba2,034 sqft$184 /sqft$3,135 /mo all-in ↓

6246 SILVER LEAF LANE, LAKELAND, FL, 33813

Active92 days on marketListed May 1, 2026MLS #L4961533

Priced 6% below the LAKELAND 33813 medianReduced $15KSingle Family ResidenceHALLAM PRESERVE EAST

About this home

6246 SILVER LEAF LANE

Located in the beautiful, gated Hallam Preserve, this 4 bed, 3 bath home has been tremendously updated throughout. Hallam Preserve is a premier gated community located just off 540A in one of the most desirable areas of South Lakeland, just minutes to multiple new Publix Supermarkets, Lowes, Home Depot, Wal-Mart, Lakeside Village Mall, and tons of other shopping and excellent restaurants. In The Landings at Hallam Preserve, the HOA includes lawn care, repainting the exterior of your home every 7 years, and re-roofs every 20 years! Home is due for its HOA covered exterior repaint, buyer can choose color and HOA will have home painted shortly after closing. COMMUNITY POOL! The home is perfectly situated on a premium lot that backs to lovely greenery, the perfect place to enjoy the wonderful Central Florida weather. Enter the home and you’re greeted by a new high-end Bolivian Mahogany wood front door and striking updated flooring throughout the home, NO CARPET! The home was completely updated with NEW ANDERSEN WINDOWS AND SLIDING GLASS DOOR IN 2024! High-end window coverings have been recently added throughout the home, including motorized shades on the back door, room darkening roller shades in the bedrooms, and light filtering roller shades in the living areas. The floorplan features two guest bedrooms and a guest bathroom all conveniently located near the living area. All the bathrooms have been updated with modern quartz counters, trendy mirrors, and new shower/bath plumbing fixtures. In the back of the home you’ll find the generously sized master bedroom, with en-suite bath and a HUGE WALK-IN CLOSET with custom shelving. THE FOURTH BEDROOM IS ALSO A SECONDARY MASTER WITH EN-SUITE AND WALK-IN CLOSET, this would make a great interior in-law or guest suite. The kitchen features tons of cabinet and counter space, as well as updated Samsung stainless steel appliances including a smart fridge. The quartz countertops have been continued up the backsplash for a classy modern feel. The flex room in the front of the home has endless possibilities, it can be used as a formal dining, formal living, office, and more. Two master suites and tons of updates in Hallam Preserve doesn’t come up every day, don’t miss your opportunity to own this outstanding home. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,034

Sqft

0.13 ac

Lot size

2

Garage

2013

Year built

One

Levels

$184

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringVinyl
AppliancesMicrowave · Range · Refrigerator · Washer · Dishwasher · Dryer
InteriorPrimary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Inside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway
ExteriorIrrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$243/mo
Taxes (2025)$4,304/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityGated Community - No Guard · Pool · Deed Restrictions

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,135 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$359
HOA fee — from the listing$243
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,135/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$359
HOA / condo fee$243
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $396,601 · range $393K$407K$423K

vs edgeAI estimate

−5.4%

$/sqft vs Lakeland actives

$184 vs $193

Days on market

92 vs 33 typical

Where $184/sqft sits among the 400 Lakeland actives

76
97
116 · this home
55
21
35
$119–151$151–184$184–216$216–248$248–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hallam Preserve East

Map of 6246 SILVER LEAF LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa45 min
Walt Disney World55 min
Tampa Int’l Airport (TPA)56 min
Universal Orlando65 min
Downtown Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Hallam Preserve East — neighborhood snapshot

Population

1,665

Median age

35

Median income

$164,922

Median home value

$460,200

Avg household

3

Households w/ children

180

For the school run

Polk County School District

ElementaryScott Lake Elementary School★★★★★
HighGeorge W. Jenkins Senior High★★★★★
MiddleLakeland Highlands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

205 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $15K
May 1, 2026Listed at $389,900 · 92 days on market since
2013Built · HALLAM PRESERVE EAST

Reality check

What actually sold near 6246 SILVER LEAF LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6523 EVERGREEN PARK DRIVESold · Mar ’26

$335,000

6523 EVERGREEN PARK DRIVE · same community

4 bd · 2 ba · 1,917 sqft · $175/sqft · 252 DOM

6557 EVERGREEN PARK DRIVESold · Dec ’25

$351,000

6557 EVERGREEN PARK DRIVE · same community

4 bd · 2 ba · 1,910 sqft · $184/sqft · 56 DOM

6330 SILVER LEAF LANESold · Jan ’26

$379,500

6330 SILVER LEAF LANE · same community

4 bd · 2 ba · 1,859 sqft · $204/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6246 SILVER LEAF LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6246 SILVER LEAF LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6246 SILVER LEAF LANE FAQs

What would the monthly payment be for 6246 SILVER LEAF LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,135/mo — principal and interest, the actual property-tax bill, the $243/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6246 SILVER LEAF LANE?+

The association fee works out to $243 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6246 SILVER LEAF LANE?+

The most recent tax bill on record (2025) was $4,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6246 SILVER LEAF LANE?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $375,000, this home is listed about 10% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6246 SILVER LEAF LANE?+

Scott Lake Elementary School (elementary), George W. Jenkins Senior High (high), Lakeland Highlands Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LAKELAND 33813 market on paper

$375,000 is 6% below the LAKELAND 33813 median of $400,000, and at $184/sqft it sits under the Lakeland average of $205.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

92 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $389,900, now $375,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP. · Zachary Lay LLC. MLS #L4961533.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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