411 W 7TH STREET, LAKELAND, FL, 33810
Active98 days on marketListed Apr 30, 2026MLS #L4961497
About this home
411 W 7TH STREET
Step into this beautifully updated 3-bedroom, 2-bath home offering comfort, functionality, and peace of mind! Featuring a desirable split layout, the spacious primary suite is tucked away at the back of the home - perfect for added privacy. This home has already had the heavy lifting done for you, with major upgrades including updated electrical (2024), plumbing, a newer water heater (2023), and a roof replaced in 2017. New HVAC system installed (2026). The kitchen has been fully renovated with brand-new cabinets, and both bathrooms refreshed with new toilets and showers. Outside, the property continues to impress with a carport plus a detached 16x14 garage - ideal for storage, a workshop or extra parking. The fully fenced yard adds both privacy and security, making it perfect for pets, entertaining, or relaxing evenings at home. Located in the Mid-Town Community Redevelopment Area, this home is positioned in a growing and revitalizing neighborhood with exciting potential. Whether you're a first-time homebuyer, downsizing, or investing, this property checks all the boxes. Don't miss your opportunity to own this home with updates where it matters most!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,500
Sqft
0.13 ac
Lot size
1
Garage
1925
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,523 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,523/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.6%
$/sqft vs Lakeland actives
$130 vs $195
Days on market
98 vs 43 typical
Where $130/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paul A Diggs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Paul A Diggs — neighborhood snapshot
Population
2,078
Median age
35
Median income
$33,040
Median home value
$169,749
Avg household
3
Households w/ children
252
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
199 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 411 W 7TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$270,000
1223 PARKHURST AVENUE
3 bd · 2 ba · 1,487 sqft · $182/sqft · 276 DOM
Sold · May ’26$290,000
1129 W 6TH STREET
4 bd · 3.5 ba · 1,518 sqft · $191/sqft · 15 DOM
Sold · Nov ’25$202,000
712 W MYRTLE STREET
3 bd · 2 ba · 1,530 sqft · $132/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 411 W 7TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 411 W 7TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
411 W 7TH STREET FAQs
What would the monthly payment be for 411 W 7TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,523/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 411 W 7TH STREET?+
The most recent tax bill on record (2025) was $1,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $195,000, this home is listed about 42% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 411 W 7TH STREET?+
Carlton Palmore Elementary School (elementary), Lakeland Highlands Middle School (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33810 market on paper
$195,000 is 42% below the LAKELAND 33810 median of $335,000, and at $130/sqft it sits under the Lakeland average of $206.
02Time on market is leverage
98 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $215,000, now $195,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DREAM REALTY GROUP · Tameshia Moore. MLS #L4961497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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