David Ramirez
$1,950,000$2,250,0004 bd3.5 ba3,062 sqft$637 /sqft$12,560 /mo all-in ↓

7 LAKE HOLLINGSWORTH DRIVE, LAKELAND, FL, 33803

Active108 days on marketListed Apr 30, 2026MLS #L4961462

Reduced $300KWaterfrontSingle Family ResidenceDIXIELAND REV

About this home

7 LAKE HOLLINGSWORTH DRIVE

Virtually Staged. Welcome to an exceptional lakefront retreat on highly sought-after Lake Hollingsworth! This beautifully updated 4-bedroom, 3.5-bathroom home blends comfort, style, and breathtaking waterfront living. Thoughtfully improved in 2025 with a new roof, updated electrical and plumbing systems, new gas water heater, the home also features rich hardwood floors throughout, a whole home generator, and two working gas fireplaces. Designed to capture natural light and stunning views, the upstairs living room, dining room, and sunroom showcase impressive floor-to-ceiling windows overlooking the lake. The sunroom, complete with skylights, is the perfect space to relax or entertain year-round. The updated kitchen flows seamlessly into the main living areas, while an additional downstairs kitchen and living room provide an ideal setup for guests, extended family, or flexible living arrangements. The spacious primary suite offers a private balcony overlooking the lake while a versatile bonus room can serve as a fifth bedroom, office, media room, or playroom. Step outside to a large patio, expansive backyard, and private dock—perfect for boating, fishing, or enjoying peaceful lakefront sunsets. Don’t miss this rare opportunity to own a stunning waterfront property in one of Lakeland’s most desirable locations!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,062

Sqft

0.35 ac

Lot size

1963

Year built

Two

Levels

$637

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionBrick · Wood Siding
FoundationSlab
ViewWater
FacesNorth
ParkingCircular Driveway
ExteriorBalcony · Fire Pit

Community & fees

Taxes (2025)$13,766/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,560 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,522
PMI (est., until 20% equity)$731
Property tax — 2025 actual bill$1,147
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $195,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $195,000
Interest rate6.00%
Loan term

Estimated payment

$12,560/mo

Principal & interest$10,522
PMI (est., until 20% equity)$731
Property taxes (actual bill)$1,147
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lakeland actives

$637 vs $193

Days on market

108 vs 45 typical

Where $637/sqft sits among the 400 Lakeland actives

262
114
16
4
2
2 · this home
$126–211$211–296$296–381$381–466$466–552$552+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic Lake Morton

Map of 7 LAKE HOLLINGSWORTH DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Walt Disney World46 min
Tampa Int’l Airport (TPA)52 min
Universal Orlando56 min
Downtown Orlando62 min
Orlando Int’l Airport (MCO)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Historic Lake Morton — neighborhood snapshot

Population

1,887

Median age

35

Median income

$60,388

Median home value

$375,682

Avg household

2

Households w/ children

100%

For the school run

Polk County School District

HighLakeland Senior High School★★★★★
ElementaryPhilip O'Brien Elementary School★★★★★
MiddleSleepy Hill Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$316K$325K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

222 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 550% above the LAKELAND 33803 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,950,000 $300K
Apr 30, 2026Listed at $2,250,000 · 108 days on market since
1963Built · DIXIELAND REV

Reality check

What actually sold near 7 LAKE HOLLINGSWORTH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

717 FRANK LLOYD WRIGHT WAYSold · May ’26

$549,950

717 FRANK LLOYD WRIGHT WAY · same community

5 bd · 4.5 ba · 3,276 sqft · $168/sqft · 318 DOM

63 LAKE HUNTER DRIVESold · Nov ’25

$475,000

63 LAKE HUNTER DRIVE · same community

4 bd · 3 ba · 1,851 sqft · $257/sqft · 96 DOM

402 W PATTERSON STREETSold · Nov ’25

$280,000

402 W PATTERSON STREET · same community

3 bd · 2 ba · 1,640 sqft · $171/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7 LAKE HOLLINGSWORTH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7 LAKE HOLLINGSWORTH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

7 LAKE HOLLINGSWORTH DRIVE FAQs

What would the monthly payment be for 7 LAKE HOLLINGSWORTH DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,560/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7 LAKE HOLLINGSWORTH DRIVE?+

The most recent tax bill on record (2025) was $13,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $1,950,000, this home is listed about 475% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7 LAKE HOLLINGSWORTH DRIVE?+

Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,950,000 runs 550% above the LAKELAND 33803 median — but at 3,062 sqft it's also nearly twice the size of the typical Lakeland listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

108 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,250,000, now $1,950,000 — a $300K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY · Kim McKeel. MLS #L4961462.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lakeland homes, in your inbox

Like 7 LAKE HOLLINGSWORTH DRIVE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 16, 2026 at 1:10 PM UTC. The listing information on this page last changed on August 16, 2026 at 1:10 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 16, 2026 at 1:10 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 16, 2026 at 1:10 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.