157 VICTORIA DRIVE, HAINES CITY, FL, 33844
Active107 days on marketListed Apr 26, 2026MLS #L4961277
About this home
157 VICTORIA DRIVE
Nestled within the friendly, sought-after 55+ community of Sweetwater Golf and Tennis Club, this beautifully maintained and partially furnished residence offers comfort, style, and peace of mind. Recent updates include a brand-new roof installed on December 30, 2023, fresh interior paint, new carpeting throughout, and updated plumbing with no grey pipes. With no rear neighbors, the property provides a private and relaxing setting with generous living spaces designed for both everyday living and entertaining. Step inside to discover a bright, air-conditioned Florida Room filled with natural light — an ideal flex space that could easily serve as a third bedroom, office, or hobby room. The open flow continues into the expansive living room, creating the perfect atmosphere for hosting guests or enjoying quiet evenings at home. The spacious kitchen is fully equipped with upgraded countertops, abundant cabinetry, and a cozy breakfast area, while the adjoining dining room offers an inviting space for memorable meals and gatherings. Tucked away at the rear of the home, the oversized primary suite features a walk-in closet and a tastefully renovated ensuite bathroom complete with a large walk-in shower, that has 3 shower heads including a rain shower. A comfortable guest bedroom, also with a walk-in closet, and a bright secondary bathroom enhanced by a skylight provide additional comfort for family and visitors alike. A charming sunroom overlooks a peaceful wooded backdrop, offering the perfect place to unwind and enjoy Florida’s beautiful year-round climate. Additional highlights include an inside laundry room, a two-car carport and a storage shed with a workbench. The home is ideally located a short distance from shopping, dining, and grocery stores, as well as has convenient access to I-4, and Central Florida activities and attractions. Residents of Sweetwater Golf and Tennis Club enjoy an impressive selection of resort-style amenities, including a scenic golf course with affordable green fees, picturesque views of Lake Henry, boating and fishing access, a heated swimming pool, hot tub, fitness center, tennis and pickleball courts, shuffleboard, bocce ball, horseshoes, and a vibrant clubhouse featuring a library, billiards room, game room, ballroom, full bar, and regular community events and social activities throughout the year. With an HOA that covers water, sewer, trash service, cable, and WiFi, this exceptional home delivers the perfect combination of convenience, recreation, and carefree Florida living. This is your chance to enjoy the active lifestyle you’ve been dreaming of in one of the area’s most welcoming communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,639
Sqft
0.1 ac
Lot size
1991
Year built
One
Levels
$112
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,890 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,890/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs SWEETWATER GOLF & TENNIS CLUB
$112 vs $142
Days on market
107 vs 42 typical
Where $112/sqft sits among the 6 homes for sale in SWEETWATER GOLF & TENNIS CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
5 of 6
SWEETWATER GOLF & TENNIS CLUB have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 157 VICTORIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$100,000
401 DARTMOUTH DRIVE · same community
2 bd · 2 ba · 1,586 sqft · $63/sqft · 27 DOM
Sold · Apr ’26$128,000
376 VICTORIA DRIVE · same community
2 bd · 2 ba · 1,428 sqft · $90/sqft · 393 DOM
Sold · May ’26$125,000
191 DARTMOUTH DRIVE · same community
2 bd · 2 ba · 1,404 sqft · $89/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 157 VICTORIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 157 VICTORIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
157 VICTORIA DRIVE FAQs
What would the monthly payment be for 157 VICTORIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,890/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 157 VICTORIA DRIVE?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 157 VICTORIA DRIVE?+
The most recent tax bill on record (2025) was $2,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 157 VICTORIA DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 157 VICTORIA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $184,000, this home is listed about 42% below the Haines City median of $314,990. The market section on this page shows how the area is trending.
Which schools are assigned to 157 VICTORIA DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAINES CITY 33844 market on paper
$184,000 is 38% below the HAINES CITY 33844 median of $295,000, and at $112/sqft it sits under the Haines City average of $188.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
107 days on market against a Haines City median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SWEETWATER RESALES · Anita Love. MLS #L4961277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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