848 VALENCIA STREET E, LAKELAND, FL, 33805
Active94 days on marketListed May 1, 2026MLS #L4961261
About this home
848 VALENCIA STREET E
Updated, Move-In Ready Home with Endless Potential & Lake Parker Views! Welcome to this beautifully maintained 4-bedroom, 2-bath home situated on an oversized 1/3-acre corner lot with views of Lake Parker. Offering a flexible floor plan, multiple living areas, dual entrances, and separate parking, this property is perfectly suited for multi-generational living, a private guest suite, or even income-producing opportunities. Having previously operated as a successful Airbnb, the home offers built-in potential for buyers seeking additional income. Inside, you’ll find thoughtful updates throughout, including new double-pane windows (2023), fresh interior and exterior paint (2023), luxury vinyl plank flooring in the bedrooms (2023), engineered bamboo flooring, updated lighting, and a beautifully remodeled full bathroom. The kitchen is complemented by a secondary kitchenette/wet bar, creating added convenience for extended family, guests, or entertaining. Major improvements provide peace of mind, including a 2018 roof, A/C systems replaced in 2021 and 2015, and a spacious screened lanai overlooking the expansive fenced yard. Washer, dryer, and most mounted TVs are included. Imagine making this home truly your own. Qualified buyers may have the opportunity to purchase this home using traditional financing while incorporating renovation financing to customize and modernize the property—all within one affordable monthly mortgage payment. Whether your vision includes creating a luxurious primary suite, adding a third bathroom, opening up living spaces, updating the kitchen, or adding your own personal design touches, this home provides the flexibility to make it happen from day one. Don’t let the missing third bathroom be the reason you pass on this home—it could be the very reason you build instant equity. Instead of paying a premium for someone else’s renovations, create the home you’ve always wanted while financing the improvements as part of your purchase. A real opportunity. This is more than just a move-in-ready home—it’s a home with possibilities. Whether you’re looking for a primary residence, a multi-generational living arrangement, or an investment property with proven income potential, this home offers flexibility today and the opportunity to create even more value for tomorrow.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,060
Sqft
0.31 ac
Lot size
1
Garage
1925
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,358 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,358/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
$/sqft vs Lakeland actives
$155 vs $192
Days on market
94 vs 33 typical
Where $155/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeshore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lakeshore — neighborhood snapshot
Population
1,466
Median age
34
Median income
$43,337
Median home value
$200,957
Avg household
3
Households w/ children
162
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
206 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the LAKELAND 33805 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 848 VALENCIA STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$200,000
916 E VALENCIA STREET · same community
3 bd · 2 ba · 1,396 sqft · $143/sqft · 4 DOM
Sold · Mar ’26$276,000
1622 SAINT JAMES AVENUE · same community
3 bd · 2 ba · 1,368 sqft · $202/sqft · 27 DOM
Sold · Sep ’25$155,000
933 LAKEHURST STREET · same community
2 bd · 1 ba · 1,088 sqft · $142/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 848 VALENCIA STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 848 VALENCIA STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
848 VALENCIA STREET E FAQs
What would the monthly payment be for 848 VALENCIA STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,358/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 848 VALENCIA STREET E?+
The most recent tax bill on record (2025) was $2,144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $319,000, this home is listed about 6% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 848 VALENCIA STREET E?+
North Lakeland Elementary School Of Choice (elementary), Lake Gibson Middle School (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$319,000 runs 33% above the LAKELAND 33805 median — but at 2,060 sqft it's also 20% larger than the typical Lakeland listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
94 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $335,000, now $319,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Jenny Hayes. MLS #L4961261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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