305 CLOVERLEAF ROAD, LAKE PLACID, FL, 33852
Active87 days on marketListed Apr 28, 2026MLS #L4961191
About this home
305 CLOVERLEAF ROAD
Updated 3BR/2BA Home with Office/Den — Across from Lake Francis Boat Ramp, Lake Placid, FL Step inside this inviting, move-in-ready home perfectly positioned across from the public boat ramp on Lake Francis, offering prime access to boating and fishing right out your front door. This thoughtfully updated 3-bedroom, 2-bath residence with an additional office/den combines comfort, functionality, and modern style. Inside, you’ll love the brand new luxury vinyl flooring throughout, creating a fresh, cohesive look that complements the home’s bright and open layout. The spacious living room flows seamlessly into the dining area and updated kitchen, ideal for both relaxing and entertaining. The remodeled kitchen showcases solid wood cabinetry, butcher block countertops, stainless steel appliances, a center island, pantry, and generous counter space. The split floor plan allows for flexible use, with a dedicated office/den perfect for working from home or accommodating guests. The primary suite features a modern walk-in shower, while additional updates include a newer front-load washer and dryer for added convenience. Exterior highlights include a screened-in lanai, newer metal roof, large carport for covered parking, fenced backyard, and mature tropical landscaping—all providing a perfect balance of privacy and outdoor enjoyment. Located in the heart of Lake Placid, known as the “Town of Murals” and surrounded by dozens of freshwater lakes, you’ll enjoy easy access to local dining, shopping, parks, and year-round recreation. Embrace the Florida lifestyle with water views and small-town charm just steps from your front porch. Property may qualify for USDA financing—buyers to verify all loan eligibility requirements.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,228
Sqft
0.25 ac
Lot size
1972
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,709 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,709/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Placid actives
$164 vs $199
Days on market
87 vs 73 typical
Where $164/sqft sits among the 62 Lake Placid actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $335K
Lake Placid median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
24 of 62
Lake Placid actives have cut their price
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2181% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 305 CLOVERLEAF ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$750,000
5201 15TH AVENUE W · same community
4 bd · 2.5 ba · 2,016 sqft · $372/sqft · 5 DOM
Sold · Jun ’26$275,000
106 FAIRWAY CIRCLE · same community
2 bd · 2 ba · 1,805 sqft · $152/sqft · 9 DOM
Sold · Jul ’26$382,000
95 FAIRWAY CIRCLE · same community
3 bd · 2 ba · 1,800 sqft · $212/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 305 CLOVERLEAF ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 305 CLOVERLEAF ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
305 CLOVERLEAF ROAD FAQs
What would the monthly payment be for 305 CLOVERLEAF ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,709/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 305 CLOVERLEAF ROAD?+
The most recent tax bill on record (2025) was $2,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 305 CLOVERLEAF ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Placid?+
At $365,000, this home is listed about 31% above the Lake Placid median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 305 CLOVERLEAF ROAD?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 2181% above the LAKE PLACID 33852 median — but at 2,228 sqft it's also 49% larger than the typical Lake Placid listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4961191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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