David Ramirez
Pending
$239,000$269,0003 bd2.5 ba1,534 sqft$156 /sqft$1,839 /mo all-in ↓

355 S BROADWAY AVENUE, BARTOW, FL, 33830

Pending94 days on marketListed Apr 22, 2026MLS #L4961063

Priced 22% below the BARTOW 33830 medianReduced $30KSingle Family ResidenceBARTOW DEV CO SUB

About this home

355 S BROADWAY AVENUE

Blending timeless charm with modern updates, this beautifully maintained 1920 Craftsman-style home offers character, comfort, and an unbeatable location. From the moment you arrive, the inviting 30-foot front porch sets the tone, perfect for relaxing, entertaining, or enjoying the charm of the neighborhood. Inside, the home has been thoughtfully updated to suit today’s lifestyle, including a fully renovated kitchen with a spacious walk-in pantry, updated baths, dual-zone central HVAC, refreshed interior paint, and upgraded electrical. Original character shines throughout, paired seamlessly with modern conveniences. The layout is open and welcoming, connecting the living room, dining area, and a bright bonus space, ideal for gatherings or everyday living. Two of the three bedrooms feature walk-in closets, along with easy walk-in attic access for additional storage. You’ll also find a generously sized primary bath, and an additional half bath downstairs, and a detached utility building with electricity, perfect for a workshop, studio, or extra storage. A great opportunity to own a classic Craftsman home with modern updates, all just a short walk to downtown shops, restaurants, and more.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,534

Sqft

0.16 ac

Lot size

1920

Year built

Two

Levels

$156

Per sqft

Fireplace

Inside

FlooringVinyl · Hardwood
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryIn Kitchen
CoolingCentral Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesEast
ExteriorSidewalk

Community & fees

Taxes (2025)$1,991/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,839 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$166
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,365
Interest rate6.00%
Loan term

Estimated payment

$1,839/mo

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$166
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bartow

Map of 355 S BROADWAY AVENUE

Drive times from this address

Downtown Tampa50 min
Walt Disney World56 min
Tampa Int’l Airport (TPA)62 min
Universal Orlando67 min
Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

CurrentPrice reduced to $239,000 $30K
Apr 22, 2026Listed at $269,000 · 94 days on market since
1920Built · BARTOW DEV CO SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 355 S BROADWAY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 355 S BROADWAY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

355 S BROADWAY AVENUE FAQs

What would the monthly payment be for 355 S BROADWAY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,839/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 355 S BROADWAY AVENUE?+

The most recent tax bill on record (2025) was $1,991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $239,000, this home is listed about 26% below the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 355 S BROADWAY AVENUE?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BARTOW 33830 market on paper

$239,000 is 22% below the BARTOW 33830 median of $304,950, and at $156/sqft it sits under the Bartow average of $184.

02Time on market is leverage

94 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $269,000, now $239,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of THE MARKET REALTY COMPANY · Kyle Kilburn. MLS #L4961063.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bartow homes, in your inbox

Like 355 S BROADWAY AVENUE but not quite? A daily digest of every new listing in Bartow — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 7:01 AM UTC. The listing information on this page last changed on July 25, 2026 at 7:01 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 7:01 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 7:01 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.