David Ramirez
$277,0003 bd2 ba1,674 sqft$165 /sqft$2,201 /mo all-in ↓

46 WINDY HILL LANE, BABSON PARK, FL, 33827

Active120 days on marketListed Apr 5, 2026MLS #L4960812

Priced 18% below the BABSON PARK 33827 medianFully furnishedSingle Family ResidenceSTEPHENSONS ADD

About this home

46 WINDY HILL LANE

One or more photo(s) has been virtually staged. EXCELLENT INVESTMENT OPPORTUNITY! Airbnb Superhost! This home has a proven, profitable track record as a short-term rental and is also being offered with a turnkey setup, making it a fantastic opportunity for buyers seeking income potential or a flexible second home. With its desirable location, lake access, and guest-friendly features, this property is well-positioned for continued use as a short-term rental or vacation home. This fully furnished charming 3-bedroom, 2-bathroom two-story home nestled in the quiet community of Babson Park. Offering approximately 1,674 sq ft, this home is ideal for those seeking space, privacy, and a slower pace of life while still being connected to everything Central Florida has to offer. One of the home’s most inviting features is the screened-in wraparound porch on the upper level with a vented hood ready for you to install your outdoor kitchen area —the perfect spot for morning coffee, evening relaxation, or gathering to grill out with family while enjoying the peaceful surroundings and Florida breezes. Major updates provide peace of mind, with HVAC, roof, plumbing, electrical, hot water heater and septic all updated within the last 6 years, making this home truly move-in ready. This home also features the installation of storm-rated windows and doors by Home Performance Alliance, with a transferable warranty to the new owner. These upgrades offer storm impact protection for added safety, energy efficiency to help reduce utility costs, sound reduction for a quieter, more peaceful interior and enhanced security and durability. Located just minutes from Crooked Lake, the property includes deeded lake access, offering easy opportunities for boating, fishing, and weekend family outings by the water. Babson Park is centrally located in the heart of the state, this home makes day trips simple and convenient: Approximately 40 minutes to Legoland Florida Resort—perfect for family fun. About 1.5 hours to Walt Disney World Resort and Universal Orlando Resort. Easy access to both Florida coasts for beach days on either side of the state.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,674

Sqft

0.19 ac

Lot size

1

Garage

1974

Year built

Two

Levels

$165

Per sqft

Furnished

Inside

FlooringCarpet · Laminate
AppliancesCooktop · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Range
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesEast
ExteriorBalcony · Outdoor Kitchen

Community & fees

Taxes (2025)$3,457/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,201 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,631
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$288
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,695Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,695
Interest rate6.00%
Loan term

Estimated payment

$2,201/mo

Principal & interest$1,631
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$288
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $277K
$262KedgeAI estimate $290,520 · range $273K$335K$349K

vs edgeAI estimate

−4.7%

$/sqft vs Babson Park actives

$165 vs $195

Days on market

120 vs 65 typical

Where $165/sqft sits among the 21 Babson Park actives

11 · this home
3
2
2
1
2
$156–199$199–241$241–283$283–326$326–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Babson Park

Map of 46 WINDY HILL LANE

Drive times from this address

Walt Disney World59 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Babson Park. See the full Babson Park guide →

BABSON PARK 33827 — neighborhood snapshot

Population

2,438

Median age

40.7

Median income

$59,776

Median home value

$213,000

Avg household

2.45

Households w/ children

235

For the school run

Polk County School District

ElementaryDale R Fair Babson Park Elementary★★★★★
ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Babson Park market

Seller’s marketLeans buyer10.7 months of inventoryBuyer’s market

$280K$268K

Babson Park median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

13 of 21

Babson Park actives have cut their price

Median sold price, Babson Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the BABSON PARK 33827 median. See the full Babson Park market guide →

Paper trail

This home's history

Apr 5, 2026Listed at $277,000 · 120 days on market since
1974Built · STEPHENSONS ADD

Reality check

What actually sold near 46 WINDY HILL LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

430 MOUNTAIN DRIVESold · Apr ’26

$255,000

430 MOUNTAIN DRIVE · same community

3 bd · 2 ba · 1,549 sqft · $165/sqft · 9 DOM

22 MOUNTAIN DRIVESold · Dec ’25

$210,000

22 MOUNTAIN DRIVE · same community

2 bd · 2 ba · 1,416 sqft · $148/sqft · 14 DOM

42 MOUNTAIN DRIVESold · Aug ’25

$289,000

42 MOUNTAIN DRIVE · same community

3 bd · 2 ba · 1,280 sqft · $226/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 46 WINDY HILL LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 46 WINDY HILL LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

46 WINDY HILL LANE FAQs

What would the monthly payment be for 46 WINDY HILL LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 46 WINDY HILL LANE?+

The most recent tax bill on record (2025) was $3,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Babson Park?+

At $277,000, this home is listed about 25% below the Babson Park median of $370,900. The market section on this page shows how the area is trending.

Which schools are assigned to 46 WINDY HILL LANE?+

Dale R Fair Babson Park Elementary (elementary), Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Michelle Windsor-Gregory. MLS #L4960812.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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