0 CLAYTON ROAD, KATHLEEN, FL, 33849
Active116 days on marketListed Mar 31, 2026MLS #L4960671
About this home
0 CLAYTON ROAD
BUILD YOUR FLORIDA DREAM HOMESTEAD! Discover the perfect balance of privacy, freedom, and convenience on this beautiful 2.87-acre high-and-dry homesite in the growing Kathleen area. Whether you're dreaming of building a custom home, a modern farmhouse, or a barndominium, this property provides the space and flexibility to make it happen. Zoned A/RR (Agriculture/Rural Residential), you'll enjoy the freedom to bring your horses and farm animals, build a workshop, park your RV, boat, and other recreational toys—all with NO HOA restrictions. The property offers approximately 200 feet of paved road frontage and extends nearly 650 feet deep, creating exceptional privacy and plenty of room for your dream layout. Located entirely in Flood Zone X, no flood insurance is required. Electricity is available at the road, and the property is ready for your custom well and septic. A cleared entrance already provides easy access to explore the land. Enjoy peaceful country living with beautiful sunsets and star-filled nights while remaining just minutes from shopping, dining, and convenient access to I-4 for an easy commute to Lakeland, Tampa, or Orlando. Large buildable acreage with this combination of location, zoning, and freedom is becoming increasingly difficult to find. Don't miss your opportunity to create the lifestyle you've been waiting for.
Facts & features
The home at a glance
2.87 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,505 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,505/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Kathleen
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kathleen. See the full Kathleen guide →
KATHLEEN 33849 — neighborhood snapshot
Population
736
Median age
50
Median income
$69,911
Median home value
$281,200
Avg household
3.27
Households w/ children
92%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kathleen market
$395K → $339K
Kathleen median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Kathleen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1499% above the KATHLEEN 33849 median. See the full Kathleen market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 CLAYTON ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 CLAYTON ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 CLAYTON ROAD FAQs
What would the monthly payment be for 0 CLAYTON ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 CLAYTON ROAD?+
The most recent tax bill on record (2025) was $953. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Kathleen?+
At $199,900, this home is listed about 65% below the Kathleen median of $577,450. The market section on this page shows how the area is trending.
Which schools are assigned to 0 CLAYTON ROAD?+
Socrum Elementary School (elementary), Kathleen Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$199,900 runs 1499% above the KATHLEEN 33849 median.
02Time on market is leverage
116 days on market against a Kathleen median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $250,000, now $199,900 — a $50K cut. The full history is in the market section below.
Listing courtesy of LA ROSA REALTY PRESTIGE · Rafael Lozano, III. MLS #L4960671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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