David Ramirez

OLD COMBEE ROAD, LAKELAND, FL, 33809

Active116 days on marketListed Mar 26, 2026MLS #L4960634

About this home

OLD COMBEE ROAD

Positioned along the rapidly growing Old Combee Road corridor in Lakeland, this 1.64± acre commercial parcel offers a rare opportunity to secure a highly visible and strategically located site in one of Polk County’s most active development paths. Surrounded by expanding residential communities and supported by steady daily traffic, this property is ideally suited for a wide range of commercial uses including quick-service restaurants, convenience retail, medical or professional office, and neighborhood-serving businesses. The site features strong frontage along Old Combee Road, providing excellent visibility and accessibility for both local residents and commuter traffic. Its mostly level topography and usable layout create an efficient footprint for development, helping to minimize site preparation costs and accelerate timelines. Located within Flood Zone X (minimal flood risk), the property offers additional confidence for developers and end users seeking fewer environmental constraints. Lakeland continues to experience sustained population growth, and this corridor is benefiting directly from that expansion. The surrounding area reflects increasing demand for retail, dining, and service-oriented businesses, making this an ideal location to capture unmet consumer demand. Proximity to major transportation routes, including US-98 and Interstate 4, enhances connectivity to Tampa and Orlando while maintaining a strong local customer base. This parcel is well-positioned for national and regional brands seeking to establish or expand their footprint in Central Florida. The site’s size and configuration lend themselves to flexible development options, including standalone retail, multi-tenant strip centers, or a pad-ready concept for a single user. Whether you are a developer, investor, or owner-user, this property presents a compelling opportunity to capitalize on Lakeland’s continued growth and strong market fundamentals. With limited commercial land remaining in this high-demand area, opportunities like this are becoming increasingly scarce. Secure your position in one of Lakeland’s emerging commercial corridors and bring your vision to life on a site that offers location, visibility, and long-term upside

Facts & features

The home at a glance

1.64 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$3,213/yr

Utilities & systems

UtilitiesElectrical Nearby · Fire Hydrant · Sewer Nearby · Water - Multiple Meters
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,507 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$268
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $140,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $140,000
Interest rate6.00%
Loan term

Estimated payment

$8,507/mo

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property taxes (actual bill)$268
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 312% above the Lakeland median. See the full Lakeland market guide →

Paper trail

This home's history

Mar 26, 2026Listed at $1,400,000 · 116 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about OLD COMBEE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for OLD COMBEE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

OLD COMBEE ROAD FAQs

What would the monthly payment be for OLD COMBEE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,507/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on OLD COMBEE ROAD?+

The most recent tax bill on record (2025) was $3,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $1,400,000, this home is listed about 312% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Listing courtesy of WARNOCK WAKEMAN REAL ESTATE · Richard Thompson. MLS #L4960634.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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