
1690 COLONNADES CIRCLE N, LAKELAND, FL, 33811
Active121 days on marketListed Apr 10, 2026MLS #L4960471
About this home
1690 COLONNADES CIRCLE N
Welcome to easy, carefree living in this beautifully maintained two-bedroom, two-bath home located in a desirable 55+ gated community. The low HOA fee includes lawn care, cable, internet, and access to an impressive array of amenities, including an Olympic-size swimming pool, spa, sauna, fitness center, and a large clubhouse featuring a billiards room, library, and full kitchen that hosts frequent community events. Inside, the home offers a bright and open floor plan with solid wood cabinetry and granite countertops in the kitchen, along with a convenient eat-in space. The kitchen also opens to a fully enclosed sunporch—perfect for use as a separate dining area, sitting room, generous office space, or flex space to suit your lifestyle. A laundry closet is conveniently located just off the kitchen providing convenience and extra storage space. From the freshly painted kitchen ceilings and walls to the versatile bonus room, every space is perfectly sized and designed for easy, functional living. The spacious living and dining area can be enjoyed as a combined space or configured as one expansive living room, ideal for entertaining or relaxing. The generously sized primary suite features a vanity area, linen closet, large built-in closet. The en-suite provides a private, spa-like feel with a deep walk-in shower/tub combination and a discreet, separate toilet area. Versatile 4’ x 12’ outdoor utility shed adds valuable storage and offers the potential to relocate the washer and dryer, opening up the interior laundry area for an expansive pantry upgrade!! Ideally situated, this home is a short distance to the community mailboxes, clubhouse, and pool, making it easy to enjoy everything this vibrant community has waiting for you. Thoughtfully designed, this home delivers the ideal balance of comfort and spaciousness and is waiting for you to call it HOME!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,317
Sqft
0.1 ac
Lot size
1991
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,985 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,985/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs COLONNADES PH 02
$166 vs $176
Days on market
121 vs 44 typical
Where $166/sqft sits among the 7 homes for sale in COLONNADES PH 02
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33811 — neighborhood snapshot
Population
28,456
Median age
36.7
Median income
$85,821
Median home value
$289,800
Avg household
2.78
Households w/ children
3,489
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
4 of 7
COLONNADES PH 02 have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the LAKELAND 33811 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1690 COLONNADES CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$185,000
4901 PLEASANT HOLLOW TRAIL · same community
2 bd · 2 ba · 1,305 sqft · $142/sqft · 454 DOM
Sold · Apr ’26$220,000
1608 COLONNADES CIRCLE N · same community
2 bd · 2 ba · 1,305 sqft · $169/sqft · 303 DOM
Sold · Jun ’26$195,000
1678 COLONNADES CIRCLE N · same community
2 bd · 2 ba · 1,224 sqft · $159/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1690 COLONNADES CIRCLE N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1690 COLONNADES CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1690 COLONNADES CIRCLE N FAQs
What would the monthly payment be for 1690 COLONNADES CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,985/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1690 COLONNADES CIRCLE N?+
The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1690 COLONNADES CIRCLE N?+
The most recent tax bill on record (2025) was $2,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1690 COLONNADES CIRCLE N?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $219,000, this home is listed about 35% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1690 COLONNADES CIRCLE N?+
Medulla Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lisa Brochu. MLS #L4960471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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