6138 TOPHER TRAIL UNIT 1, MULBERRY, FL, 33860
Active136 days on marketListed Mar 11, 2026MLS #L4960109
About this home
6138 TOPHER TRAIL UNIT 1
Welcome to this beautifully furnished ground-floor, two-bedroom, two-bath condominium, offering comfort, convenience, and move-in-ready living. Perfect for first-time buyers, seasonal residents, downsizers, or investors, this inviting unit features a desirable split-bedroom floor plan designed for privacy and functionality. Enjoy the spacious screened lanai that stretches across the back of the home, an ideal spot for relaxing or entertaining. Sliding glass doors from both the living room and primary bedroom open directly to the lanai, filling the space with natural light and peaceful views. The primary suite includes a private ensuite bathroom and a convenient linen closet. The second bedroom offers flexibility for guests, a home office, or a children’s room, while the second bathroom features a convenient step-in shower. This fully furnished unit includes a washer and dryer, making everyday living easy. Additional highlights include a secure outdoor storage closet, assigned parking for two vehicles, and guest parking for visitors. Residents also enjoy access to a quiet, fenced community pool with lounge chairs and shaded tables, perfect for relaxing under the Florida sun. Located just blocks from Publix and a nearby shopping center, this condo combines comfort, accessibility, and charm in one attractive package.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
812
Sqft
0.01 ac
Lot size
1984
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,537 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,537/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Mulberry actives
$166 vs $187
Days on market
136 vs 29 typical
Where $166/sqft sits among the 89 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
47 of 89
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 6138 TOPHER TRAIL UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$155,000
6046 TOPHER TRAIL UNIT 6046 · same community
2 bd · 2 ba · 812 sqft · $191/sqft · 18 DOM
Sold · Jan ’26$123,900
6095 TOPHER TRAIL · same community
2 bd · 2 ba · 812 sqft · $153/sqft · 69 DOM
Sold · Sep ’25$140,000
6080 TOPHER TRAIL UNIT 6080 · same community
2 bd · 2 ba · 945 sqft · $148/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6138 TOPHER TRAIL UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6138 TOPHER TRAIL UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6138 TOPHER TRAIL UNIT 1 FAQs
What would the monthly payment be for 6138 TOPHER TRAIL UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,537/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6138 TOPHER TRAIL UNIT 1?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6138 TOPHER TRAIL UNIT 1?+
The most recent tax bill on record (2025) was $1,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6138 TOPHER TRAIL UNIT 1?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $134,900, this home is listed about 57% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 6138 TOPHER TRAIL UNIT 1?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MULBERRY 33860 market on paper
$134,900 is 54% below the MULBERRY 33860 median of $295,000, and at $166/sqft it sits under the Mulberry average of $181.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
136 days on market against a Mulberry median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $139,000, now $134,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Maricsa Reyes. MLS #L4960109.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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