
1727 STREAM AVENUE, SEBRING, FL, 33875
Active144 days on marketListed Mar 1, 2026MLS #L4959826
About this home
1727 STREAM AVENUE
Up to $10,000 closing costs assistance offered by seller. Welcome to this beautiful custom lakefront home on Lake Keys offering 2,907 sq. ft. of living space and 4,266 total sq. ft. designed for comfort, functionality, and stunning waterfront living. 2025 Roof, 2023 HVAC, Septic Serviced 2025. Situated with no HOA, this property features an impressive 120×28 driveway capable of accommodating multiple RVs, boats, or recreational vehicles, along with an oversized 2 car garage providing exceptional storage and workspace. Inside, the home showcases real hardwood flooring throughout, custom volume and coffered ceilings, abundant natural light through elegant glass doors, and an open, airy layout centered around a striking fireplace. The gourmet kitchen is equipped with high-end stainless-steel appliances, granite countertops, and custom cabinetry, ideal for everyday living and entertaining. Enjoy outdoor living year-round with covered front and rear patios, outdoor kitchen hookups, and a spacious wooden deck extending toward the lake with beautiful water views. The property includes a quality private well with advanced filtration, while newly installed public water access is available across the street for future connection. A one-year home warranty adds additional peace of mind, making this exceptional lakefront residence a rare opportunity to enjoy space, flexibility, and scenic Florida living.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,907
Sqft
0.45 ac
Lot size
2
Garage
2003
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,675 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,675/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2094% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1727 STREAM AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1727 STREAM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1727 STREAM AVENUE FAQs
What would the monthly payment be for 1727 STREAM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,675/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1727 STREAM AVENUE?+
The most recent tax bill on record (2025) was $517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1727 STREAM AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $548,599, this home is listed about 96% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1727 STREAM AVENUE?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$548,599 runs 2094% above the SEBRING 33875 median — but at 2,907 sqft it's also nearly twice the size of the typical Sebring listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
144 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $553,599, now $548,599 — a $5K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Sharina George. MLS #L4959826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sebring homes, in your inbox
Like 1727 STREAM AVENUE but not quite? A daily digest of every new listing in Sebring — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →